A highly accomplished and innovative senior banking and financial services executive, with a successful record of accomplishment in business development, digital transformations, fintech, wholesale banking, and retail banking. Established capabilities in strategic planning, finance, technology, operations management, and marketing. Utilizes transformational leadership skills to guide and develop associates, and liaise with cross-functional departments. A visionary and analytical leader, who works with key stakeholders to complete complex projects and redefine organizational expectations in multicultural, international environments.I have spent most of my career at BBVA (Banco Bilbao Vizcaya Argentaria) holding a variety of executive positions at the corporate level, in Spain and in the USA. These positions included Business Development, Strategy, Innovation, Digital Transformation, Technology and Operations and Marketing among others, both for Retail and Whosale Banking. But no matter the position, I have always been involved in transformational and innovative programs, in making ideas and plans become reality.Since 2015 I am based in the USA where I led Digital Transformation and Strategy for BBVA USA. I was the Chief Digital Officer, Chief Strategy Officer and Chief Data Officer with responsibilities also over the fintech subsidiaries, BTS (BBVA Transfer Services), Simple, Azlo, Upturn and BBVA Open Platform). When BBVA USA was acquired by PNC Bank, I led the integration from the BBVA side. After the integration and merge was completed, I joined PNC Bank and helped them with their International activities and expansion plans into Europe.I am passionate about the new opportunities the future will bring as we transition into a more digital, sustainable and inclusive society. I enjoy working in a diverse, multicultural, international environment where my experience can help develop people and achieve outstanding results. I like finding simple solutions to complex programs. But what I love the most, what really excites me, is making things happen.