Joseph Castaneda Email and Phone Number

• Identify and address stakeholders needs to develop and sustain client relationships and recognized as a key source of reliance to senior management as a trusted advisor.• Identify systemic and emerging issues/risks and strategic changes planned/undertaken by the stakeholders that impacts the assurance plan, including review of business/strategic plans, review and update of risks assessments for lines of businesses and support functions and attend various risk and control governing bodies and forums.• Perform on-going monitoring by periodically meeting with key management officers to understand changes and new business initiatives and review key performance indicators.• Coordinate global audits and various strategic initiatives. • Manage the prioritization of testing activities using a risk-based approach to ensure scope and extent of work is in accordance with the approved plan, timing and budget. • Lead audit engagements including audit meetings with management and preparation of audit reports and applicable sections of the quarterly report to the Audit Committee. • Manage the development of staff by providing direction and coaching on: evaluating design and effectiveness of key control processes, identifying critical issues and formulating strategic solutions; audit methodology and product knowledge. • Liaise with Regulators to address key concerns on lines of businesses assigned.• Product exposure includes: Debt and Equity Capital Markets, Public Finance, Structured Products, Treasury Auction Process, MBS, ABS, CMBS, Governments, Municipals (MSRB Rules), Equities, Convertible Bonds, Fixed Income and Equities; Repo Trading, Securities Lending, Market and Credit Risk Management, Product Controllers, Clearance and Settlements, Trade Reporting, Operational Risk, Vendor Management, Sarbanes-Oxley 404, Regulatory Reporting (15c3-1 &15c3-3), Compliance function: Licensing and Supervision, BSA/AML review, Foreign Corrupt Practices Act, Volcker.

• Supervised timely execution of audits conducted by third party contractors.• Prepared and reported results and recommendations to Senior Management.

• Developed annual audit plan utilizing risk assessment analysis in conjunction with Senior Management to ensure stakeholder concerns were addressed. • Assessed the design and operating effectiveness of controls via performing/supervising various tests of controls.• Performed product lifecycle analysis including trade capture, trade processing, front-to-back office reconciliation, market and credit risks, execution and tracking of legal documentation, cash management / settlement, and P&L reporting and analysis.• Partnered with the line of business managers in the early identification of emerging control issues and reviewed and/or prepared detailed reports of audit findings, recommend changes in operations, as appropriate.• Liaised with Regulators to address key concerns on lines of businesses assigned.• Responsible for all aspects of staff development, including quarterly In-House Training Seminars, Departmental Recruiting, and maintenance of Departmental Policies and Procedures.• Product exposure included: Residential, Commercial and Auto Loan Origination and Securitization, Whole Loan Purchasing, Servicing and Trading, Collateralized Debt Obligation, Trust-Preferred, Debt and Emerging Markets Capital Markets, Public Finance, Finance Desk, Warehouse Lending, Treasury Auction Process, Foreign Exchange, Precious Metals, Bank Loans, Mortgage-Backed Securities, Asset-Backed Securities, High Yield and Distressed Bonds, Governments, Municipals, Emerging Markets, OTC Trading, Portfolio Trading and Risk Arbitrage), Interest Rate and Credit Derivatives, Futures Sales, Derivatives Documentation and Operations, International Operations, Prime Broker Commissions, Global Clearing Services Custodial Trust Company (including Stock Loan, Trust Operations, Commercial Lending, Government Clearance Operations, Wire Transfer), and Branch Reviews. Functional areas review included Product Controllers, Credit Risk and Market Risk Management and Compliance.

• Planned and executed audits, supervised staff auditors, reviewed workpapers and drafted audit reports. • Conducted close-out meetings and communicated audit results to Senior Management.• Assisted the Audit Director in preparing the annual audit plan and risk assessments.• Product exposures include Structured Finance, Merchant Banking, Foreign Exchange, Money Market Desk, Loan Administration, Market and Credit Risk, Compliance Department, Regulatory Reporting, Human Resources and Administration, Money Transfer Operations.