Joseph Mercier

Joseph Mercier Email and Phone Number

Vice President, Area Sales Manager at Regional Acceptance Corporation @ Regional Acceptance Corporation
greenville, north carolina, united states
Joseph Mercier's Location
Canton, Georgia, United States, United States
Joseph Mercier's Contact Details

Joseph Mercier personal email

n/a
About Joseph Mercier

Over 34 years of experience in the automotive financial services industry.Skilled in all facets of retail lending both prime and sub-primeLeasing, both prime and sub-prime.Selling and servicing both franchised and independent dealersWholesale and floor-plan experienceManaged a regional credit buying operation.Managed a sales force of 40 Area Sales ManagersServed on the Credit and Fraud committees of a large super-regional bankSpecialties: Start-ups, developing new territories, targeting the "right business" improving credit spreads while increasing volume. Decreasing delinquency through the leveraging of long-term dealer relationships. Excellent customer service, my phone is ALLWAYS ON

Joseph Mercier's Current Company Details
Regional Acceptance Corporation

Regional Acceptance Corporation

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Vice President, Area Sales Manager at Regional Acceptance Corporation
greenville, north carolina, united states
Website:
regionalacceptance.com
Employees:
483
Joseph Mercier Work Experience Details
  • Regional Acceptance Corporation
    Vice President, Area Sales Manager
    Regional Acceptance Corporation Mar 2022 - Present
    Atlanta, Georgia, United States
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  • Regional Acceptance Corporation
    Vice President, Dealer Relationship Manager
    Regional Acceptance Corporation Mar 2021 - Jul 2022
    Atlanta, Georgia, United States
    Manage relationships with 180 plus franchised automobile dealers. Achieve volume goals and increase market share within assigned territory. Maintain loss ratios within company parameters. Aid in the funding of contracts when necessary to expedite the process. Be available to dealers outside of normal business hours to promote stronger relationships and help increase market share. Winner of the Sterling Service Award 5 years in a row. Exceeded annual volume goal by as much as $24,000,000.
    View
  • Regional Acceptance Corporation
    Assistant Vice President, Dealer Relationship Manager
    Regional Acceptance Corporation Sep 2015 - Mar 2021
    Atlanta, Georgia, United States
    Manage relationships with 180 plus franchised automobile dealers. Achieve volume goals and increase market share within assigned territory. Maintain loss ratios within company parameters. Aid in the funding of contracts when necessary to expedite the process. Be available to dealers outside of normal business hours to promote stronger relationships and help increase market share. Winner of the Sterling Service Award 5 years in a row. Exceeded annual volume goal by as much as $24,000,000
    View
  • Regional Acceptance Corporation
    Dealer Relationship Manager
    Regional Acceptance Corporation Nov 2013 - Sep 2015
    North And Middle Georgia Market
    Manage relationships with 180 plus franchised automobile dealers. Achieve volume goals and increase market share within assigned territory. Maintain loss ratios within company parameters. Aid in the funding of contracts when necessary to expedite the process. Be available to dealers outside of normal business hours to promote stronger relationships and help increase market share.
    View
  • Regional Acceptance Corp
    Credit Manager
    Regional Acceptance Corp Jul 2010 - Nov 2013
    Responsible for managing the credit underwriting process and managing and assuring the timely funding of these loans. Achieving sales volume objectives while maintaining loan losses within designated parameters. Additional responsibilities include developing and maintaining strong dealer relationships within my assigned region.
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  • First 1 Financial
    Account Manager, Georgia
    First 1 Financial Mar 2009 - Mar 2010
    Sub-prime lender operating in 15 states. I am responsible for recruiting and maintaining all dealers in the state of Georgia. Also responsible for our GAP and warranty products and maintaining dealer compliance with all program parameters. Signed 46 ACTIVE dealers in the first 8 months.
  • Wells Fargo Auto Finance
    Area Auto Sales Manager
    Wells Fargo Auto Finance Jul 2006 - Jun 2008
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  • Suntrust Bank
    Vice President, Area Credit Manager
    Suntrust Bank Oct 2005 - May 2006
    View

Joseph Mercier Skills

Credit Underwriting Loans Financial Services Credit Analysis Sales Management Sales Customer Service Account Management Finance Selling Management Loan Origination Consumer Lending Funding Start Ups Recruiting Loan Servicing Automotive Banking Mortgage Lending Relationship Management Portfolio Management

Joseph Mercier Education Details

Frequently Asked Questions about Joseph Mercier

What company does Joseph Mercier work for?

Joseph Mercier works for Regional Acceptance Corporation

What is Joseph Mercier's role at the current company?

Joseph Mercier's current role is Vice President, Area Sales Manager at Regional Acceptance Corporation.

What is Joseph Mercier's email address?

Joseph Mercier's email address is jp****@****eam.net

What schools did Joseph Mercier attend?

Joseph Mercier attended University Of North Florida, Brandywine College.

What skills is Joseph Mercier known for?

Joseph Mercier has skills like Credit, Underwriting, Loans, Financial Services, Credit Analysis, Sales Management, Sales, Customer Service, Account Management, Finance, Selling, Management.

Who are Joseph Mercier's colleagues?

Joseph Mercier's colleagues are Jonae Henry, Michael Cook, Monique Drum, Lee Ann Nalley, Carmon Taylor, Tony Hazelton, Dennis Price.

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