Concentrating on solutions to financing affordable and low income housing. The main concept behind this new financing method allows the city to retain its existing residential tax revenue. Secondly, the solution does not rely on ANY guarantees form the city and does not impact the city's credit rating. Finally the taxes paid on the newly constructed homes will go to pay off the financing that made the home affordable. This gap is called the Appraisal Gap which can be as much as $50,000. This is the difference between the COST of the home and what it can be SOLD for. As an example, the cost of renovating a distressed vacant home would be $225,000, but the sale price is $175,000 due to the high vacancies in the neighborhood. That $50,000 of excess costs is funded through bond financing, and the taxes the home generates will pay off the bond over a 20 year period.Funding the Appraisal Gap has been the most challenging issue facing Baltimore. if you would like to learn more, please contact me. Please see the recent Sun article: https://www.baltimoresun.com/business/real-estate/bs-bz-baltimore-vacants-tif-20230105-s5mefkb4wfcd7njlubrjzlx2fq-story.html

Focus is on Baltimore City. Areas of involvement:Return Home Baltimore - a website for Returning Citizens. Co-FounderWorking on solutions to stabilize communities through the coordination of housing and schools.Developing alternatives to traditional internet connectivity for City residents at no cost.