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A versatile and visionary Senior Executive with with broad perspective, offering a proven record of both building and executing strategic initiatives which transformed and shaped my organization’s direction leading to the consistent delivery of bottom line objectives. Proven record of leading high growth, turn-around or start up teams to create fully-engaged high-performance cultures where diverse team members work together to deliver exceptional service, best-in-class production, and solid financial results. Capable and charismatic mentor and coach with a reputation for developing and inspiring other top performing corporate leaders to excel.Passionate about leading in a way that creates a clear vision of success, defines what it means to be great, and inspires people to consistently overachieve in quantifiable results, the quality of results they contribute and the relationships they build..A leader with the unique ability to develop and set high level strategic direction while maintaining the consistent focus, evaluation and monitoring required to flawlessly execute that plan of action.Successfully lead Retail, Small Business, Private Banking and Mortgage Business Segments over my 32 years.Specialties: • Building and creating strategy focused on the development of executable sales and service protocols to enhance sales contribution and significantly raise overall client satisfaction.•Identify and evaluate market opportunities, competitive challenges, and organizational advantages. •Skill in building an executable strategic plan specifically tailored to deliver profitable market growth.•Talent management, with attention to attracting, developing, and growing top performing leaders.
Ocean Financial Federal Credit Union
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President/Chief Executive OffcerOcean Financial Federal Credit Union May 2019 - PresentOceanside, New York, Us -
Senior Vice President; Regional Retail Director - Atlantic RegionKeybank (Formerly First Niagara Bank) Aug 2016 - Apr 2019Retail Regional Director covering 118 branches located in Eastern Pennsylvania, Hudson Valley and Westchester County NY and Fairfield County Connecticut.Directed the Atlantic team to 36% growth in PPNR, 5.6% Deposit Growth, best in Key Investment Revenue Growth of 16% YOY 2017/2018. Small Business Overall Productivity grew $28.7MM or 38% YOY 2017/2018.Build and executed a targeted plan labeled “Bold Steps” which moved overall client satisfaction from 71% in early 2017 to 88% in 2018. Net Promoter Score improved from a low of 31% in 2017 to 52% by end of 3rd quarter 2018.Strategic Advisor responsible for the design of Key’s Manager Leadership Development Program - worked with a outside consultant firm to create, develop and implement a new highly impactful initiative designed to increase the overall leadership effectiveness and impact our our 1200 Branch Managers nationwide branded as Leading with Impact.* Recognized with a 2018 CEO/Chairman’s Award for the level of impact around employee engagement, focus on client financial wellness and overall experience along leading to strong business results across all of Key Retail.Retail sponsor for the the redesign of Key’s Retail Investment strategy - collaborated with cross function senior leaders to create a new segmentation model with encompasses new sales protocols, success measures, incentive plans and the formal implementation blueprint.
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Senior Vice President; Atlantic Retail Bank DirectorFirst Niagara Bank Mar 2010 - Aug 2016Recruited to shape re-design and build the strategy for a the growing retail/retail small business segment at First Niagara including the definition of a new Regional Retail Bank Director role along with the development of new retail sales and service protocols, client integration model, success measures and implementation of the new retail platform.Oversaw the conversion of Harleysville Bank into First Niagara, established as the first Regional Retail Bank Director to cover a region which grew being responsible for the service delivery, sales productivity, balance sheet, and the profitability growth for 181 Retail Branch offices located across 4 states including: Pennsylvania, New York, Connecticut and Massachusetts. In this role I was responsible for leading the collaborative effort to set the mission and vision of success for my market team. My specific accountability is for the execution of the tactics set in place to attract, expand and retain valued relationships and grow profitable market share. In doing so I partner directly with our Investment, Private Client, and Mortgage Partners in addition to my in market Commercial, Real Estate and Business Banking segment leadership to drive those expected results. Developed, defined and implemented a Retail Credit Sales Consultant Team for all of First Niagara, which lead to a retail credit production increase of $247 MM (48%) year one, $362MM year two. First Niagara subsequently delivered 12 consecutive quarters of industry leading home equity portfolio growth while maintaining strong credit quality. .
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Senior Vice President, Retail And Small Business Bank DirectorEast West Bank (Formerly United Commercial Bank) May 2009 - Mar 2010Responsible for the key strategic development of the Business Banking Segment including direct leadership for SBA and Business Banking groups underwriting, fulfillment and portfolio management.Oversaw the strategic planning and execution for Retail Branch, Private Client Services, Business Banking and our International Trade Group
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Retail Bank Mortgage Division, Southeastern General ManagerWachovia Bank Jul 2007 - Nov 2008San Francisco, California, UsRecruited to build and manage the Southeastern Retail Mortgage Team, a newly formed Group charged with mortgage sales, business development, portfolio underwriting and fulfillment. Led efforts to drive award winning service and customer loyalty scores for the region. Oversaw 350 Mortgage consultants and leadership spread over seven states. Held approved authority for loan exceptions up to $2 Million, and managed the operating and Human Capital budgets. Directly led two Regional Operating Centers engaged in for underwriting and fulfillment of portfolio origination. Successfully managed team performance in pursuit of meeting or exceeding all performance objectives including a $3.7 Billion fundings budget, traditional bank product cross sales, building retail bank referral volume, and enhancing external, team-sourced fundings while maximizing production per originator. -
Atlanta Central; Retail & Small Business Banking DirectorWachovia Bank Mar 2004 - Jul 2007San Francisco, California, UsPromoted to lead the 3rd largest, most diverse, and high-impact unit in Wachovia’s market, as measured by number of employees, retail and small business deposit/loan balances, investment related income and fee revenue produced. Oversaw service delivery, sales production, balance sheet, and the profitability growth of 74 Financial Centers encompassing 1,100 associates throughout the Metro Atlanta market. Ensured operational soundness, corporate governance, and budget adherence. Directed teams of Private Client Group Advisors and Small Business Lenders. Delivered double-digit growth in retail & small business loans, deposits, and investment production, over all three years, with monthly net new checking unit growth averaging 3,000 per month, and leading the corporation in 2006. Also in a very challenging environment, raised combined general ledger and profit results from bottom quartile to top quartile, and a ranking in the top 10 out of 49 Retail Bank Division markets in 2006. -
Central Pennsylvania; Retail & Small Business Bank DirectorWachovia Bank Apr 2001 - Mar 2004San Francisco, California, UsPromoted to lead a team of Sales and Service Leaders who oversaw managers in 63 financial centers spread throughout Central Pennsylvania. Oversaw delivery of sales, service, and financial results from the Harrisburg, Lancaster, York, Berks, and Tri-County markets. Led a team turn around, taking a bottom-ranking team to the top quartile in production, service, and financial results, reaching or exceeding goals in consumer and small business loans, total deposits, investment product sales, assets under management, and revenue producing services.. -
Community Bank Executive, Northeastern PennsylvaniaWachovia Bank 1990 - 2003San Francisco, California, UsLead the combined Retail and Small Business functions over six counties in Northeastern Pennsylvania. In addition to being accountable for delivering key production and financial results and also served as the Community Market President for Luzerne, Lackawanna counties and the Pocono Mountains and led a 15 person local board of directors overseeing that marketplace.
Joseph Tedesco Skills
Joseph Tedesco Education Details
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Kutztown University Of PennsylvaniaMarketing/Economics -
University Of Virginia Darden School Of BusinessRetail Banking
Frequently Asked Questions about Joseph Tedesco
What company does Joseph Tedesco work for?
Joseph Tedesco works for Ocean Financial Federal Credit Union
What is Joseph Tedesco's role at the current company?
Joseph Tedesco's current role is President/Chief Executive Officer at Ocean Financial Federal Credit Union.
What is Joseph Tedesco's email address?
Joseph Tedesco's email address is jo****@****ail.com
What is Joseph Tedesco's direct phone number?
Joseph Tedesco's direct phone number is +161083*****
What schools did Joseph Tedesco attend?
Joseph Tedesco attended Kutztown University Of Pennsylvania, University Of Virginia Darden School Of Business.
What skills is Joseph Tedesco known for?
Joseph Tedesco has skills like Leadership, Management, Strategy, Credit, Business Development, Banking, Loans, Strategic Planning, Finance, Sales Management, Sales, Start Ups.
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