Joseph Braga Email & Phone Number

Chelmsford, Massachusetts, United States

Tewksbury, Massachusetts, United States

164 Westford Rd, Unit 9 , Tyngsboro, MA 01879 | Branch NMLS# 2477708

Lowell, Massachusetts, United States

• Responsible for originating loans of residential real estate transactions and supervising the loan origination process of such loan files through closing of the transaction• Make independent decisions with a focus on branch profitability. • Responsible for the recruiting, hiring, and on-boarding of quality MLO's• Responsible for sales activities, coaching, training, and regular one on one meetings to help MLO's increase their volume.• Makes outside sales calls and performs related sales activities • Build a network of referral sources such as Real Estate professionals, Builders, professional and personal contacts• Assisting in assessing the customer's financial circumstances to determine whether the customer and the property qualify for a particular loan• Analyzing the information provided by the customer and advising on an array of options and variables, all of which make up the various components of the loan• Advising the customer about the risks and benefits of various mortgage loan alternatives • Advising the customer about avenues to obtain a more advantageous loan program, including assisting the customer in understanding and clearing credit problems• Maintaining regular contact with the customer, referral partners

Lowell, Massachusetts, United States

• Recruit, hire and train all branch personnel including mortgage loan officers/ MLOs, compliance, operations, underwriters, processing teams, and other mortgage professionals to build a well-rounded team• Lead, train, and motivate employees to achieve sales goals• Market and promote our company with business partners and referral networks such as realtors, with strong attention to reputation management• Monitor loan quality to ensure it is in alignment with company policies and procedures, and in compliance with state, regional, and federal guidelines• Ensure all staff members follow branch procedures, policies, and protocols• Meet and exceed sales management goals, pipeline goals, and new business generation goals to increase market share

Lowell, Massachusetts

Woburn, Ma

Lowell, Ma

• Responsible for student Career Employment Services / preparation for employment• Build relationships with local businesses & community partners to identify employment opportunities• Assist graduates in securing employment through student instruction & relationship building• Maintain graduate employment placement rates as per company standards• Develop, record, and analyze metrics for tracking and program improvement• Facilitate Career Fairs and other employment events for students and alumni• Use social media, LinkedIn, etc. to relationship build, network for opportunities, and advertise events• Develop, record, and analyze metrics for tracking, revenue, and program improvement

Tewksbury, Ma

Burlington, Ma

• Responsible for management of community employment program• Creation and oversight of organization Service Documentation Project• Facilitate and maintain relationships with local businesses, community partners, and billing sources • Implement skills training and employment preparation programs for vocational students• Conduct professional presentations to employers regarding Partnerships as dictated by company standards• Provide coaching, including training and professional workshops to staff and clients• Ensure documentation and records maintained in accordance with company policies and funding sources• Develop, record, and analyze metrics for tracking, revenue, and program improvement

Somerville, M.A.

Long-term substitute for Somerville Public Schools• Classroom Instruction of Entrepreneurism, Marketing, Management, and Mathematics• Provided Career Planning and Skill Assessment Services for students• Utilized and expanded Professional Network to provide student opportunity• Faculty Participator/Advisor of High School Business Club: DECA

Woburn

Master Of Business Administration (Mba), Business Administration And Management, General

Undergraduate, Management