Joseph Breault Email and Phone Number

Provided subject matter expertise for BSA/AML models. Performed business administration. Liaised across compliance, developing relationships with stakeholders. Presented complex information in a clear, professional manner. Assessed data for inter-unit impacts. Developed policies, procedures, and documents. Administered AML models ongoing monitoring.• Coordinated business continuity and disaster recovery for BSA/AML Compliance. Identified gaps and ensured risk assessment, risk mitigation strategies, quarterly goals, annual plan, and reporting were met for four teams across 30 critical applications and one external vendor dependency. • Lead project management integrating SAS-based anti-money laundering models into the NetReveal case management and BSA/AML transaction monitoring environment. Streamlined operational processes for alert loading increasing efficiency by 25%.• Expanded data science skills and used SAS/SQL along with advanced data analysis on research derived data to develop the geolocation model and co-develop the human trafficking and large wire models producing on average 45 SARs annually.• Overhauled and enhanced the MIS dashboard report, updating the Key Performance Indicator (KPI) and Key Risk Indicator (KRI) profiles to align with compliance risk assessments and regulatory reporting requirements. Reduced the size of the report by 40% and increased legibility of data with more effective visualizations.• Implemented quality assurance over below the line testing for transaction monitoring (AML and OFAC), ensuring alerts were produced, loaded, and dispositioned with 100% accountability. Developed and implemented written procedures to ensure consistency of outcomes.• Managed scheduling, coordinated meetings, produced and distributed minutes and materials, and monitored long term and interim departmental goals to ensure projects would meet deadlines. Facilitated regulatory examinations and internal audits.

Performed BSA/AML investigations supporting the Drug Enforcement Administration’s (DEA) strategic goals related to drug trafficking, money laundering, and terrorist financing. Leveraged intelligence sources, government databases, and FinCEN data to uncover money laundering and assets. Developed financial crimes training modules.• Assets seized as a direct result of anti-money laundering and financial crimes casework contributions exceed $220M in value.• Gathered information from research-based intelligence and identified subjects and assets associated with an expansive criminal organization valued at $16M in property assets alone through financial activities deep dive investigations.• Delivered training on financial crimes and mentored 10 team members on investigative procedures and resources, increasing their skillsets and providing new performance goals. • Applied well developed communication skills to produce reports and summarize data using Microsoft Office, Excel, and PowerPoint, supporting applications for criminal complaint and proving probable cause for 146 U.S. Attorney’s Office prosecutions.

Played a key role in developing and implementing a fraud prevention program for a Fortune 300 company, ensuring compliance with fair lending and industry standards. Law enforcement liaison. Spearheaded strategies in risk mitigation for direct-lending. Custodian of records.• Saved $50M by conducting KYC, CDD, and EDD via transaction monitoring of student loans identifying fraudulent elements and markers of identity theft.• Developed relationships with federal law enforcement and successfully brought 12 fraud and identity theft cases through litigation at the federal level.• Filed initial and continuing activity SARs when required. Performed quality assurance on filings, reducing the number of amended SARs by an average of 12% yearly.• Empowered junior staff. Provided leadership and identified areas of professional development for eight investigators while monitoring team performance and enabling individual growth.