Joseph Fioravanti is a Managing Director at Stifel Financial where he concentrates on assisting his Institutional clientele grow their business. Joseph has experience in dealing with C-Level Executives and Board members by providing them with the resources necessary to analyze, consider alternatives and monitor various aspects of their balance sheet including loans, deposits and investments to help develop strategic direction that is coordinated with the institutions goals. He is comfortable communicating technical topics in front of a large group of people in a manner that is confident and educational, a talent that has produced a number of speaking engagements at Industry related events. He has a proactive approach in helping his clients efficiently address their financial objectives, risk management requirements, and asset/liability issues, while keeping them current on economic, political and social trends that may affect their investment decisions. He also works closely with First Empire’s Office of Regulatory Affairs to keep clients abreast of changes in the regulatory environment and makes recommendations in line with the institutions investment objectives.Joseph takes great pride in the fact that many of his clients have become close personal friends. He has worked closely with municipalities, local governments, credit unions and insurance companies, money managers and banks in their environment and conditions. He has an impressive track record of helping clients understand the unique attributes of their investment portfolios and subsequently making recommendations that reflect those characteristics. Joseph graduated from Long Island University with a Bachelor of Science degree in Finance/Marketing. He also currently holds his series 7, 24 and 63 licenses from FINRA.