Joseph Furlong

Joseph Furlong Email and Phone Number

President and CEO @ AiCR™
Bethlehem, PA, US
Joseph Furlong's Location
Easton, Pennsylvania, United States, United States
Joseph Furlong's Contact Details

Joseph Furlong personal email

n/a
About Joseph Furlong

With over three decades of dedicated experience in banking, my expertise lies in loan portfolio management and risk analytics. As the head of MIAC's Due Diligence Group, I orchestrate the daily operations, steering both pre and post-close loan review processes. My focus spans across MSR, whole loan, securitization transactions and quality control, ensuring meticulous attention to detail. Additional services that I have developed for MIAC include data capture, validation, collateral/document inventory, and HMDA reviews.While our primary operations center around the United States, I have expanded MIAC's loan review services across the Eurozone, conducting reviews in more than 20 countries. Through my leadership, MIAC covers a wide spectrum of loan types including residential, commercial, and consumer loans, ensuring comprehensive analysis and risk assessment.Prior to this role, I held the position of Managing Director at MIAC's Borrower Analytics Group, where I spearheaded the development of our loan behavior models, notably MIAC Core. This innovative tool serves as a cornerstone in our risk and valuation analytics, leveraging insights from our historical loan data warehouse. My oversight ensured the refinement of our behavior models, utilizing a robust foundation of historical loan performance data.

Joseph Furlong's Current Company Details
AiCR™

Aicr™

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President and CEO
Bethlehem, PA, US
Employees:
155
Joseph Furlong Work Experience Details
  • Aicr™
    President And Ceo
    Aicr™
    Bethlehem, Pa, Us
  • Miac - Mortgage Industry Advisory Corporation
    Managing Director, Due Diligence Group
    Miac - Mortgage Industry Advisory Corporation Apr 2010 - Present
    Bethlehem, Pennsylvania, United States
    I joined MIAC in April 2010 and am the current Managing Director of the Due Diligence Group. I have over 30 years of experience within the lending, banking and risk management industries. My duties at MIAC include overseeing the day to day management of MIAC's Due Diligence Group which performs loan level due diligence on residential, commercial, and consumer loans throughout the United State and Eurozone. The Due Diligence Group has completed work in over 20 counties.MIAC's Due Diligence Group client range from credit unions to large global lending institutions as well as governmental agencies. Additionally, I lead the development of multiple MIAC Analytics applications includeing VeriFi, C-Trac, and AiCR. VeriFi is an end-to-end due diligence management solution. C-Trac is a comprehensive secured lending platform. AiCR is market leading document visualization platform.
  • Miac Analytics Ltd
    Managing Director
    Miac Analytics Ltd Apr 2010 - Present
    London, United Kingdom
    As a member of MIAC Analytics Ltd, I oversee the Due Diligence Group which has performed residential, buy-to-let, SME, and consumer loan reviews throughout the United Kingdom and the Eurozone.
  • Miac (Mortgage Industry Advisory Corporation)
    Contract Commercial Underwritter
    Miac (Mortgage Industry Advisory Corporation) Dec 2009 - Mar 2010
    Completed due diligence underwriting to derive current market valuation on an ADC, CRE, C&I commercial loan portfolio.
  • Clayton
    Contract Commercial Due Diligence Underwriter
    Clayton Jul 2009 - Dec 2009
    Underwrote and prepared loan and collateral analysis of approximately 6,000 acquisition-development-construction and commercial income loans from 25 institutions which were placed into FDIC receivership.
  • Jacobs Capital Partners, Llc
    Chief Operating Officer
    Jacobs Capital Partners, Llc Nov 2006 - Mar 2009
    Managed the day to day operations of a multi-division real estate lending, investment and development enterprise
  • Gulfcoast Mortgage Solutions
    Vice President, Loan Sales Manager
    Gulfcoast Mortgage Solutions Aug 2005 - Nov 2006
    Managed sales and underwriting of a large privately held mortgage lender Marketing. Generated over $35,000,000 in acquisition-development-construction and commercial income loan originations with loan amounts from $500,000 to over $3,000,000 within a 15 month time frame.Created loan broker program which increased the sales staff from zero to 10 loan officersManagement.Underwrote and prepared loan analysis presentations to present to loan committee.Implemented new lending programs to expand marketing demographics
  • Capital Wealth, Incorporated
    Marketing Director
    Capital Wealth, Incorporated Jul 2001 - Aug 2005
    Spearheaded the development and marketing plan of software packages for the banking, lending, and financial industries.Created and implemented marketing program including; print, direct mail, electronic and web based advertising.Implemented vendor network to increase market exposure of software product line.Created alliance with a development firm to assist in the creation of software packages.
  • First Florida Financial Ltd, Incorporated
    President / Chief Lending Officer
    First Florida Financial Ltd, Incorporated Jul 1991 - Jul 2001
    Successfully operated an indirect and direct automobile lending and residential mortgage company from start up to sell out.Grew consumer loan portfolio from $0 to $20,000,000.Generated loan portfolio which had a gross yielded average of 15.65% with an after tax net yield of 5.98%, while maintaining an average 649 FICO score.Developed lending guidelines to fit within an acceptable risk to reward ratio for indirect and direct consumer lending,Created unique marketing plan which greatly reduced marketing overhead by obtaining the ability to book 90% of approved loans; 9 times more than industry average.Developed proprietary computer systems to reduce or eliminate the need for excess staff and overhead.Recognized via Gulf Coast Business Review full page story highlighting my achievements and skills demonstrated at First Florida Financial.Rated as the 3rd fastest growing company (1998).Implemented and oversaw all aspects of residential mortgage program.Created and maintained dealer network for our indirect loan originations throughout the west coast of Florida.30% market share of indirect auto loans on west coast of Florida.Established relationships with two local lending institutions to increase capital availability by $25,000,000 for the growth of the consumer lending portfolio.

Joseph Furlong Skills

Portfolio Management Loans Valuation Banking Loan Origination Mortgage Lending Finance Credit Analysis Credit Risk Real Estate Underwriting Due Diligence Management Residential Mortgages Financial Risk Financial Services Investments Strategic Planning Structured Finance Credit Cash Flow Mortgage Banking Financial Modeling Capital Markets Asset Management Commercial Real Estate Cash Management Budgets Mergers And Acquisitions Fixed Income Commercial Lending Financial Analysis Risk Management Analysis

Frequently Asked Questions about Joseph Furlong

What company does Joseph Furlong work for?

Joseph Furlong works for Aicr™

What is Joseph Furlong's role at the current company?

Joseph Furlong's current role is President and CEO.

What is Joseph Furlong's email address?

Joseph Furlong's email address is jo****@****ics.com

What is Joseph Furlong's direct phone number?

Joseph Furlong's direct phone number is +126756*****

What are some of Joseph Furlong's interests?

Joseph Furlong has interest in Photography, Personal Finance, Movies, Family Activities.

What skills is Joseph Furlong known for?

Joseph Furlong has skills like Portfolio Management, Loans, Valuation, Banking, Loan Origination, Mortgage Lending, Finance, Credit Analysis, Credit Risk, Real Estate, Underwriting, Due Diligence.

Who are Joseph Furlong's colleagues?

Joseph Furlong's colleagues are Ben Furlong, Dillon Lee Perez, Anand Kumar, Kathy Davenport, Jing (Jenny) Wang, Rob Branthover, James Moore.

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