Joseph Garrel is the principal of Garrel Miani Financial Group (GMFG), previously known as Garrel Financial & Insurance Services. GMFG is a full-service boutique financial services firm that launched 18 years ago in New York City. The company acquired a second office in Brickell, Florida in 2018, and expanded to a third location in Key West, FL in 2020. Joe has assumed the full client responsibilities from the prior adviser, Phillip N. Miani, CLU®, ChFC®, who retired after 50 years of practicing.Joe focuses on holistic financial planning, wealth management, estate planning, and strategies and benefits for small businesses. He additionally has advanced knowledge of premium finance strategies that can often be leveraged for estate planning and certain buy sell arrangements. He has qualified for the prestigious Million Dollar Round Table eight years in a row, from 2014-2021, and is affiliated with Eagle Strategies LLC as a Financial Advisor.Joe offers access to products and services from top carriers and wealth managers, and works with tax and estate attorneys, accountants, and bankers to help formulate and implement advanced financial strategies.*Financial Advisor offering investment advisory services through Eagle Strategies LLC, A Registered Investment AdvisorJoseph M. Garrel is an Agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in many states. I am not licensed in all jurisdictions. My CA License # is 0E30172.Additionally, Joseph M. Garrel is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC), A Licensed Insurance Agency, South Florida General Office, 801 Brickell AvenueSuite 1440Miami, FL 33131(305)263-1400Eagle Strategies LLC and NYLIFE Securities LLC are New York Life Companies