Joseph Gracia

Joseph Gracia Email and Phone Number

Principal Product Manager @ Kraken
Ann Arbor, MI, US
Joseph Gracia's Location
Ann Arbor, Michigan, United States, United States
About Joseph Gracia

As the Founder and CEO of Nickels, I’m passionate about using technology to create innovative solutions that help people manage their debt and make smarter financial decisions. My mission is to empower credit unions with the tools they need and, in some cases already have, to better serve their members and communities, particularly in the complex realm of credit card offerings and debt management. At Nickels, we’ve developed software that not only aligns with the values and needs of credit unions but also addresses the broader challenges of financial wellness (via credit card health) in today’s economy.With a background rooted in consumer behavior, tech, and finance, I’ve spent my career bridging the gap between data, rapidly evolving technology, and products that help people live smarter, healthier, and more efficient lives. I’m driven by the belief that everyone deserves access to fair, transparent, and personalized financial products, and my goal is to ensure that our solutions at Nickels help credit unions and their communities achieve their financial goals. Whether it’s through partnership to demonstrate how they can win with their lower interest rate credit cards or developing tools that help consumers understand their financial options, my focus is always on creating real, tangible value for the people we serve.If you share a passion for financial innovation, behavioral science, the credit union mission or simply want to discuss how we can make financial services more inclusive and effective, I’d love to connect.

Joseph Gracia's Current Company Details
Kraken

Kraken

View
Principal Product Manager
Ann Arbor, MI, US
Website:
kraken.tech
Employees:
1712
Joseph Gracia Work Experience Details
  • Kraken
    Principal Product Manager
    Kraken
    Ann Arbor, Mi, Us
  • Nickels
    Ceo
    Nickels Jan 2019 - Present
    Ann Arbor, Michigan, Us
    We build products that better connect communities with their local credit union credit cards.
  • Ideas42
    Entrepreneur In Residence
    Ideas42 Apr 2018 - Dec 2018
    Washington, District Of Columbia, Us
  • Whoop
    Vp Product Management
    Whoop Sep 2016 - Apr 2018
    Boston, Ma, Us
  • Whoop
    Director Of Product Management
    Whoop Apr 2015 - Sep 2016
    Boston, Ma, Us
  • Roland Berger Strategy Consultants
    Senior Consultant
    Roland Berger Strategy Consultants Feb 2010 - Feb 2011
    Munich, Germany, De
    Roland Berger Strategy Consultants, founded in 1967, is the only leading global consultancy with German heritage and of European origin. With 2,400 employees working in 36 countries, Roland Berger has successful operations in all major international markets. The company's 49 offices are located in the key global business hubs.Roland Berger advises major international industry and service companies as well as public institutions. The company's services cover the entire range of management consulting from strategic advice to successful implementation: e.g. new leadership and business models; innovative processes and services; M&A, private equity and restructuring; and management support on large infrastructure projects.-Developed the sales and marketing strategy for the retail arm of a Canadian electricity utility. Analyzed customer data, reviewed product and sales channels, conducted interviews, and managed workshops to create the strategy for an aggressive, five-year growth plan-Supported a North American electricity and gas utility in developing their smart grid strategy. Researched global smart grid projects and created case studies to guide the utility's decisions. Wrote the utilty's Senior Executive presentation regarding their recommendations to the government for a provincial smart grid strategy.-Helped a vertically integrated energy company develop their North American strategy for incorporating liquefied natural gas into their energy portfolio
  • Roland Berger Strategy Consultants
    Consultant
    Roland Berger Strategy Consultants Sep 2007 - Jan 2010
    Munich, Germany, De
    -Benchmarked the operational performance (billing, customer service, meter reading ,etc) of the retail arm of a British utility relative to five top European utilities to confirm the realization of a previously completed performance improvement program-Drove activities around a cost savings turnaround measure for one of the UK's largest utilities; Tracked 260 action items from seven departments to ensure successful organization and planning for a 10% savings on a GBP 1 bn operations budget-Led a workstream that identified and quantified the drivers of a 30% profitability gap between our client, an aerostructures company, and their key competitor. Worked daily with the CFO to gather relevant data, test hypotheses, and verify conclusions.-Conducted a commercial due diligence review of a military optics supplier's technological positioning for a private equity firm-Supported the development of a EUR100 m three-year business plan for a concrete equipment supplier
  • Lanai Public High School
    Social Studies Teacher
    Lanai Public High School Jan 2006 - Jun 2006
    Taught three courses (Economics, Civics, and World History) to 57 upper-classman for the second half of the 2005-2006 school year.
  • Zurich North America
    Paralegal
    Zurich North America Jun 2004 - Jan 2006
    Schaumburg, Il, Us
    -Staff Legal Services for Zurich North America.-Responsible for providing paralegal support to three attorneys with approximately 300 worker's compensation cases.

Joseph Gracia Skills

Consumer Marketing Strategy Analytics Competitive Analysis Business Strategy Saas Management Consulting Product Management Start Ups Market Research Business Development Marketing Strategy Analysis Direct Marketing Energy Leadership Management Program Management Project Management Software As A Service

Joseph Gracia Education Details

  • University Of Cambridge
    University Of Cambridge
    Environmental Policy
  • Bates College
    Bates College
    Philosophy

Frequently Asked Questions about Joseph Gracia

What company does Joseph Gracia work for?

Joseph Gracia works for Kraken

What is Joseph Gracia's role at the current company?

Joseph Gracia's current role is Principal Product Manager.

What is Joseph Gracia's email address?

Joseph Gracia's email address is jo****@****ail.com

What is Joseph Gracia's direct phone number?

Joseph Gracia's direct phone number is +161767*****

What schools did Joseph Gracia attend?

Joseph Gracia attended University Of Cambridge, Bates College.

What skills is Joseph Gracia known for?

Joseph Gracia has skills like Consumer Marketing, Strategy, Analytics, Competitive Analysis, Business Strategy, Saas, Management Consulting, Product Management, Start Ups, Market Research, Business Development, Marketing Strategy.

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