Most business owners avoid preparing an Exit Plan because they do not have a clear understanding of the process, or they are concerned about the cost and time commitment.The Blue Sky Exit Planning “4 Phase Process” creates a clear path to maximize the value you will get for your business upon a partial or complete exit from your business.An Exit Plan asks and answers all the business, personal, financial, legal and tax questions involved in selling part or all of a privately owned business. By the end of the process you will have prepared your business for unplanned events, increased the value of your business, and created financial security for you and your family.

Heritage Investment Group provides wealth management and investment guidance to high net worth individuals, families, charitable foundations and qualified plans. We provide seasoned financial guidance, with respect and integrity, backed by a disciplined investment process. Since 1993, we've built our firm on a strong foundation of family and friendships with guiding principles of ethics and integrity. Heritage was named to the CNBC Top 100 Wealth Management Firms for the third time in 2019; Heritage was also named to the 2015 Financial Times Top 300 Registered Investment Advisors.

Brightstar is a nationally recognized leader in providing skilled and non-skilled in the home for seniors and pediatrics. A Joint Commission Accredited agency, our agency has also been repeat winners of the Employer of Choice and Provider of Choice award based on confidential surveys of our caregivers and clients by Home Care Pulse. We were also awards Leadership in Excellence Award by Home Care Pulse in 2017. Working with our franchisor, we have developed and implemented a proprietary Dementia Training program for all of our care personnel.

Life Audit Professionals is a high-end financial planning firm utilizing insurance and related products in support of client’s estate planning. Serving clients nationally, our clients were referred to us by Trust & Estate Attorneys, CPA’s, Wealth Managers and Financial Planners.

Management Planning Inc. (“MPI”) is a leading national provider of business valuations for closely held businesses, financial report and ESOPs. Through our wholly owned subsidiary, MPIS, we advised clients on preparing their business for sale or other liquidity events.

Joined Geller & Company in March 2002 as part of sale of my business to Geller & Company to launch Emerging Business Group. Promoted to lead executive to launch Geller’s New Jersey Operation in May 2004, promoted to Managing Director Emerging Business Group June 2006.Created a platform with which to build a fast growing and profitable business unit. Grew revenues by 80% and headcount from 35 to 68 during 12-month period. During the first 100 days reorganized the management team into an Executive Committee and Operating Committee. Immediately addressed the under performers and moved them out and replaced them with high caliber talent. Recruited the group’s first dedicated Head of Business Development and created a new position SEC Quality Review. Instituted an in-house training program that was provided on a monthly basis and was mandatory for all new hires. Instituted a “peer review” program where each month a random selection of clients were tested against our stated processes and procedures to ensure quality control of client engagements. Reviewed our portfolio of products and services closing an unprofitable non-complimentary service offering and introducing a new product offering and a new service offering.

Integrated New York and New Jersey operations into one cohesive operating unit. Continued to lead business development in both locations. Achieved first year revenue goal for new office in seven months profitably. Grew New Jersey office from 4 to 20 in 13 months. Developed and executed marketing plan to create awareness in New Jersey. Created Sarbox lite for venture backed companies to preserve exit strategy. Worked with publicly traded SPAC’s . Worked on multiple reverse manager transactions. Maintained core client base and served as their outsourced CFO. Member steering committee NY/NJ Venture Capital Counsel. Speaker at numerous Venture Forum events. Active participant on 6 client company Board of Directors

As founding member of Emerging Business Group (“EBG”) Joe served as interim CFO to various metropolitan area companies both publicly and privately held. Joe spearheaded EBG effort into developing venture backed initiative and developed infrastructure processes and tools to support expanding business unit. Grew our team from 6 professionals at the formation of the group to over 40 professionals and support staff. Developed strong brand reputation in the Venture Capital community for the quality of the work we delivered.

Founded MCG and Associates, a pioneer in providing outsourced CFO solutions to emerging organizations. As sole owner, built business to 7 employees and $1 million in revenue in three years. Services included business plan development, preparation of presentations for raising venture capital, recruiting and building management teams. The firm offered CFO and controllership services to emerging businesses for transaction processing and monthly financial reporting to numerous businesses in the metropolitan area. The firm was featured in articles in Crain’s NY and The Journal of Accountancy. Sold to Geller & Co. in March 2002.

Skilltech was a publicly traded financial printer provided printing and distribution services to the Wall Street community.Upon promotion, successfully guided company through SEC investigation and successfully won NASDAQ delisting hearing. Raised financing through Reg S, convertible bond offerings and preferred stock issuances. Led strategic shift from traditional Offset print shop to Digital print shop. Integrated Acquisitions of several competitors bring together operations, management teams, workflow and process of union and non-union shops. Worked with unions to renegotiate key agreements.

As CFO, managed a staff of 14 accounting and finance professionals. Joe had direct responsibility for SEC Reporting including preparation and filing of 10Q’s, 10K’s and all communications with investors as well as managing the Companies annual audit by Grant Thornton.Negotiated with key vendors to convert $1.5 million of trade payables into unsecured notes to create liquidity to fund operations while continuing to get products from key suppliers, renegotiated bank lines and negotiated the Company’s debt holders the conversion of 12% secured bonds into the Companies preferred stock. Automated overall accounting function and integrated flow of data from operations into finance to create efficiencies and expedite the financial reporting process.

As controller I was responsible for or overseeing, monthly closings, consolidation of subsidiary financials, preparation of financials and supporting schedules for SEC filings.Worked on IPO of wholly owned subsidiary INSCI Corp [Nasdaq:INSI]