Joseph Hayes Email and Phone Number
Joseph Hayes work email
- Valid
- Valid
- Valid
Joseph Hayes personal email
- Valid
Joseph Hayes phone numbers
With a career as a Fortune 500 payments executive and now the CPO of a rapidly growing tech startup, I have delivered large-scale B2B & B2C payment products spanning more than 30 countries and utilizing diverse payment rails, including Cards, RTP, ACH, P2P, and Blockchain. My expertise in solving complex problems related to customer adoption and profitable scale has been pivotal in acquiring hundreds of B2B clients, generating millions in revenue, and cutting expenses by up to 50%. I thrive when I'm crafting profitable "build, buy, partner" strategies and executing products flawlessly, and I'm at my best in the most complex and ambiguous business environments. What sets me apart is my knack for creating value through innovation. I've filed more than 30 business & technology patents, illustrating my ability to navigate through technical complexities to develop groundbreaking solutions. This talent extends beyond product development to transforming organizational structures. I’ve led initiatives that have made product teams significantly more nimble, targeted, and above all, customer-centric. My holistic approach to problem-solving has not only been a revenue driver but also a catalyst in creating products that solve real-world problems for customers.Some key achievements include:✅ Led 40+ person product and 100+ person cross-functional teams, managing multi-million dollar P&L and $50M marketing budget, executing a transition from waterfall to agile that accelerated end-to-end product development while forging bespoke solutions in high-value partnerships with Citibank, Capital One, and Bank of America✅ Spearheaded the consumer product strategy for MasterCard's Real Time Payments (RTP) market entry, managing M&A post-acquisition synergies of 3 technology platforms ($4B total assets), including VocaLink, the #1 RTP network in the UK, consolidating a diversified suite of payment solutions and reinforcing MasterCard's competitive edge against bank-to-bank payment providers✅ Co-created and scaled mobile payment solutions with Google, Samsung, and Microsoft, enabling Microsoft Pay acceptance at 400K merchants, expanding the merchant network, and increasing Mastercard’s digital wallet ecosystem by 40M new consumers✅ Pioneered and patented 2 groundbreaking technologies for customer identification and bespoke digital experiences, fueling a 52% increase in Mastercard brand preference scores and enabling targeted, one-click branding experiences for 300 million consumersPlease connect with me through this profile if you'd like to network together.
Stealth Startup
View- Website:
- harmonic.ai
- Employees:
- 70
-
Co-Founder - Stablecoin Payments And Financial ServicesStealth StartupNew York, Ny, Us
-
Chief Product OfficerSentry Enterprises Mar 2024 - PresentWest Chester, Pennsylvania, UsCPO of a rapidly-growing, deep tech company transforming the Payments, FinTech, and Cybersecurity industries. Backed by more than 100 issued patents and trade secrets, Sentry is powering the next generation of secure, scalable, and groundbreaking products from our vertically-integrated R&D laboratory in West Chester, PA.• 𝗦𝗹𝗲𝗲𝘃: The converged Web3 payment card that enables customers to pay anywhere contactless payments are accepted, biometrically sign crypto transactions, and securely store their crypto on the same card. • 𝗦𝗲𝗻𝘁𝗿𝘆𝗖𝗮𝗿𝗱: The card that fortifies every access point with next-level biometric security, preserving privacy by storing identity decentralized on the card.• 𝗦𝗲𝗻𝘁𝗿𝘆𝗖𝗮𝗿𝗱𝟑𝟔𝟎: Merging the capabilities of SentryCard with info security leader, Credenti, and biometric identity pioneer, PrivateID, SentryCard360 provides companies with an unbroken chain of facial plus fingerprint biometric security.• 𝐑𝐚𝐝𝐢𝐚𝐧𝐜𝐞: The world's first OLED-certified payment card that illuminates issuer branding with striking levels of light & color. -
Head Of Fintech & Payments Product StrategyWalmart Apr 2022 - Mar 2024Bentonville, Arkansas, Us• Lead fintech innovation strategy with a focus on developing transformative digital payments products and commercial partnerships to revolutionize the way financial services are offered, streamline experiences, generate new revenue streams, and boost customer loyalty• Initiated and led a ground-breaking program to incorporate digital currency into the commerce ecosystem using industry-leading blockchain service providers, establishing a clear and actionable roadmap for future fintech transformation -
Vp, Payments Product - Account To Account (A2A)Mastercard Jan 2019 - Mar 2022Purchase, Ny, Us• Founded and scaled the Account to Account (A2A) and Real Time Payments (RTP) consumer products organization to a 100+ cross-functional team, generating millions in revenue and strategically allocating $50M in technology and engineering spend• Spearheaded the consumer payments product strategy for MasterCard's A2A & RTP market entry, managing M&A post-acquisition synergies of 3 technology platforms ($4B total assets), including VocaLink, the #1 RTP network in the UK, consolidating a diversified suite of payment solutions and reinforcing MasterCard's competitive edge against bank-to-bank payments providers• Launched the product, Pay by Account, in a landmark partnership with RBL Bank and executed a live pilot with Asia's leading digital retail platform, tokenizing bank accounts and establishing new revenue channels in Asia Pacific markets• Incubated and launched a consumer-centric Bill Pay product, generating millions in additional revenue while providing an intuitive solution that aggregates and streamlines bill payments, technically enabling access for 5 billion annual household bills to be paid seamlessly via mobile banking apps• Managed a $100+ million investment to pioneer bill payment applications in the Nordics with one of the world's largest bank consortiums, establishing product vision, strategy and roadmap, leveraging newly acquired RTP platforms• Brokered a strategic partnership with Infosys, scaling RTP products by integrating directly into the industry-leading Finacle core banking platform and reducing upfront integration costs for bank customers by up to 50% -
Vp, Payments Product - Digital PlayersMastercard Nov 2016 - Dec 2018Purchase, Ny, Us• Established and managed a new product organization, leading a team of product managers to strategize and launch payment solutions within "Digital Giant" commerce platforms like Google, Apple, and Facebook, as well as the Internet of Things (IoT) ecosystems• Co-created and scaled mobile payments products with Google, Samsung, and Microsoft, enabling Microsoft Pay acceptance at 400K merchants, expanding the merchant network, and increasing Mastercard’s digital wallet ecosystem by 40M new consumers• Launched the product, Token Connect, linking millions of consumer bank cards to wearable tech digital wallets like Fitbit and Garmin, securing partnerships with 15 banks and enabling IoT transactions in 20 countries• Engaged in high-profile collaborations with Facebook, Subway, and Cheesecake Factory, developing innovative payment modalities through Chatbot Commerce and Artificial Intelligence (AI) technologies
-
Vp, Payments Product - Digital WalletsMastercard Aug 2015 - Nov 2016Purchase, Ny, Us• Promoted to oversee 40+ person product and 100+ person cross-functional teams, managing multi-million-dollar P&L and $50M marketing budget, executing a transition from waterfall to agile that accelerated end-to-end payments product development while forging bespoke solutions in high-value partnerships with Citibank, Capital One, and Bank of America• Drove commercialization and strategic partnerships with 100+ leading global banks, successfully launching omni-channel digital wallet services in 30 countries, integrating with 300K merchants, and driving over 4M payment transactions• Pioneered and patented 2 groundbreaking technologies for customer identification and bespoke digital experiences, fueling a 52% increase in Mastercard brand preference scores and enabling targeted, one-click branding experiences for 300 million consumers• Spearheaded Machine Learning and AI-based cybersecurity solution with Cyber Security teams, reducing email fraud and solidifying market position for Mastercard digital wallets by authenticating user identities through digital fingerprints• Revamped and modernized Mastercard's digital wallet user experience, introducing biometric authentication, streamlining the checkout process, achieving a surge in consumer conversion rate from 25% to 62%
-
Director, Digital Payments Product - Asia PacificMastercard Nov 2013 - Aug 2015Purchase, Ny, Us• Led a payments product & strategy team and managed a multi-million dollar P&L, spearheading the commercialization of Mastercard’s digital wallet in Asia Pacific, partnering with 40 leading banks and expanding to 10K merchants to unlock secure online payments for 40M consumers• Developed payment innovations like 'Pay at Table' for restaurants and a mobile one-click payments for Singapore taxis, boosting customer experience, cutting costs, meeting government incentives, and surpassing competitors in user experience metrics• Drove a 10% surge in card usage across e-commerce and m-commerce channels by developing one-click checkout solutions, outpacing PayPal and Amazon, while adhering to strict cybersecurity mandates by implementing 2-factor authentication
-
Sr. Business Leader, Digital Payments Product - Asia PacificVisa 2011 - 2013Foster City, California, Us• Directed Digital Payments Product in Asia Pacific while managing a product team, achieving $120M in payment volume across 30 countries by developing targeted products, elevating Visa e-commerce payment as a key PayPal rival• Forged vital partnerships with service providers, banks, merchants, and cross-border platforms, orchestrating a cross-border payment solution that amplified Visa's Asia-to-US e-payment volume by 20%• Implemented Visa Checkout with 51 banks in Australia, enabling secure e-commerce payments for 95% of consumers• Unveiled a China market strategy that “unblocked” specific card products, generating an additional $20M in payment volume -
Regional Lead, E-Commerce Strategy - Starwood Hotels, Asia PacificMarriott International 2007 - 2011Bethesda, Md, Us(formerly Starwood Hotels)• Built the Asia Pacific digital program "zero to one". Managed digital and mobile strategy for luxury brands: Sheraton, Westin, St. Regis, W Hotels, and Le Meridien.• Increased Asia Pacific regional web revenue 88% to $155 million in 3 years.• Managed digital media agency relationships worth $20 million in advertising budgets. • Aligned website creative, keyword search, and social media to maximize Return on Investment (ROI). Produced overall 5:1 revenue-to-expense ratio. -
Manager, E-Commerce Strategy - Starwood Hotels, North AmericaMarriott International 2005 - 2007Bethesda, Md, Us(formerly Starwood Hotels)• Managed integrated digital marketing & loyalty programs for 40 Starwood hotels.• Devised search engine marketing (SEM) strategy that increased keyword bidding efficiency, lowered costs, and raised SEM revenue by 30%.• Orchestrated $500 thousand digital campaign for debut of Planet Hollywood Resort & Casino. Produced over $2.5 million in revenue and created international PR buzz and awareness.
Joseph Hayes Skills
Joseph Hayes Education Details
-
Columbia Business SchoolMaster Of Business Administration - Mba -
Mit Sloan School Of ManagementBlockchain Technologies: Business Innovation And Application
-
London Business SchoolMaster Of Business Administration - Mba
-
Vanderbilt UniversityEconomics
Frequently Asked Questions about Joseph Hayes
What company does Joseph Hayes work for?
Joseph Hayes works for Stealth Startup
What is Joseph Hayes's role at the current company?
Joseph Hayes's current role is Co-Founder - Stablecoin Payments and Financial Services.
What is Joseph Hayes's email address?
Joseph Hayes's email address is jo****@****ail.com
What is Joseph Hayes's direct phone number?
Joseph Hayes's direct phone number is +140426*****
What schools did Joseph Hayes attend?
Joseph Hayes attended Columbia Business School, Mit Sloan School Of Management, London Business School, Vanderbilt University.
What skills is Joseph Hayes known for?
Joseph Hayes has skills like Leadership, Product Marketing, E Commerce, Strategic Partnerships, Online Marketing, Digital Strategy, Payments, Mobile Payments, Digital Media, E Payments, Online Payments, Market Research.
Free Chrome Extension
Find emails, phones & company data instantly
Aero Online
Your AI prospecting assistant
Select data to include:
0 records × $0.02 per record
Download 750 million emails and 100 million phone numbers
Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.
Start your free trial