Serving the needs of investors with over thirty years in the financial services industry, Joe uses a consultative approach to understand investors’ financial goals, deepen relationships, and provide high-quality, needs-based solutions. Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). For hyperlinks to FINRA and SIPC, please refer to ‘Contact Info’ section above. Insurance products are offered through LPL or its licensed affiliates. Greater Texas Credit Union, Aggieland Credit Union, Greater Texas Financial Solutions and Aggieland Financial Solutions are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Greater Texas Financial Solutions or Aggieland Financial Solutions, and may also be employees of Greater Texas Credit Union or Aggieland Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Greater Texas Credit Union, Aggieland Credit Union, Greater Texas Financial Solutions or Aggieland Financial Solutions. Securities and insurance offered through LPL or its affiliates are:• Not Insured by NCUA or Any Other Government Agency• Not Credit Union Guaranteed• Not Credit Union Deposits or Obligations• May Lose ValueThird party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed as to accuracy and completeness.I am licensed to sell securities in: AL, CA, CO, NC, TX, VA, WA. I cannot communicate with, nor respond to, requests from people who reside in states where I am not licensed to conduct insurance and/or securities business.