Joseph Gagnon Email & Phone Number

Wells, Me

Wells, Me

Portland, Maine Area

• Work with businesses and non-profits to communicate job opportunities to college students and recent graduates to build organizations with young talent or complete one time tasks• Collaborate with the above groups to customize jobs and the employer-employee relationship• Develop motivated students and recent graduates with 0-5 years of work experience in communicating their skill-set to enable attaining degree specific work• Customizable payment arrangements for resume review and career search assistance

Bangor, Maine Area

• Underwrote for the bank's commercial portfolio and provided approval recommendation• Stressed models to ensure businesses could sustain an economic downturn• Conducted in-depth industry and financial analysis of commercial borrowers• Assisted lenders in developing their client relationships by understanding client’s needs and recommending the right product and product structure that best suits the client and the bank• Team lead for Commercial Real Estate Data Capture Project and EDGE Migration Project• Advised department on content and usability of Transfer to Workout Document

Bangor, Maine

www.fields4kids.org

• Reported on $156 million capital adequacy program to the OCC, Federal Reserve, and OSFI regulatory bodies of the United States and Canada ensuring consistency and accuracy for the bank's 11 workstreams (i.e., Retail, Commercial, Other Material Portfolios, etc.)• Made it possible to report on the state of TD's financial systems and processes in 75% less time• Created versatile aggregated reporting from MS Access to ensure effective prioritization by the Board• Oversaw third party development of proprietary database of which I created the schema, testing data, ensured day-to-day items were resolved to move forward, and documented the System Development Life Cycle (SDLC)• Managed and average of 6 competing projects at any given time while acting regularly as the team lead• Administrator/Owner of SharePoint for the Basel Program's 3 sites and associated workstreams subsites (setup of group permissions, web parts, creation of document management procedures, monitor capacity, etc.)• Created initial draft of Target Acquisition Implementation Plan and TD Bank's bank-wide Basel III Implementation Plan for management review, acted as SME• Facilitated Joint Requirement Sessions with workstreams for the "End-to-End Assessment" by ensuring consistencies in level and approach of requirements, moderated triage meetings held between Subject Matter Experts (SMEs) and workstreams, prepared requirements and test cases for loading to HP Quality Center, assist in ensuring testing progress remains on schedule, interviewed and provided recommendations for VP level job candidates

South Portland, Me

• U.S. Gap Assessment & Capital Adequacy Implementation Plans: Collaborated with team to develop master template used to communicate compliance to regulators, created metrics to aggregate reporting on the health of the program, cataloged and analyzed the US Basel II & III Final Rules and Supervisory Guidance to develop naming conventions for tracking, edited/revised the implementation plans• Program Management Reports: Coordinated and prepared custom content with MS Visio to simplify communication, work with team to acquire updates from stakeholders, compile content, review with Program Director for presentation to C-level executives• SharePoint Server Migration: Supported the server migration of the entire Basel II Program Management Office (PMO) SharePoint site as well as the Basel-related risk sites and ran post-migration activities, such as repairing broken hyperlinks, reorganizing user administration and completely overhauling the SharePoint User Guide

Portland, Maine Area

• Forecasted and analyzed energy costs • Negotiated with suppliers to meet the risk tolerance of clients through energy procurement • Researched and analyzed global energy markets and constructed reports for top management

• Consulted and managed a sales team of 5 Branch Managers in MA, CT, and RI each with 3-10 employees• Motivated managers by instilling a sense of ownership of their operation and setting smart goals in accordance with their previous performance

• Independently researched the market for expanding financial services into additional University of Maine system universities• Communicated and coordinated work between two financial planners

• Developed a business plan for a interior and exterior painting business utilizing quantifiable indicators to monitor progress• $60,000 sold and produced with 6 active employees in less than 4 months• Increased sales by collaborating with regional branch managers to determine areas of improvement• Focused marketing through the use of in person cold calling and initiating word of mouth in focus groups• Recruited, trained, and managed 8 employees in marketing, production, and customer care

• Worked independently researching and assigning isolation points to machine departments to decrease downtime during shutdowns while performing my regular duties

B.S., Finance & International Business

Activities and Societies: Student Portfolio Investment Fund of the University of Maine Foundation (SPIFFY): Co-President of the $1.6.

2015 Graduate, Organizational Leadership

Direct Exchange, Finance & International Business

Activities and Societies: Aleksander Foundation (member since 2009): promotes and supports Bulgarian finance and economic education.