Joe Rogowski Email & Phone Number

Pontiac, Michigan, US

Fraud prevention through individual loan file reviews and full broker pipeline reviews.Analyzes trends within individual broker pipelines and across all UWM loans to identify high risk targets. Creates tools and improves processes to increase detection rates. Develops client overviews for executive leadership review in potential termination of.

Pontiac, Michigan, US

Makes initial credit decisions based on risk analysis of borrower's credit, income, assets, and collateral. Applies HUD guidelines (4000.1) and UWM overlays to ensure compliance. Communicated conditional approvals to brokers and correspondents, setting expectations for final approval.

Pontiac, Michigan, US

Leads underwriters to set and accomplish goals in production volume, loan quality, and client service. Identifies and proactively coaches on opportunities in each area. Actively involved in improving processes and communicating updates to the team. Proven record of success with many past direct reports now in leadership roles.

Pontiac, Michigan, US

Made initial credit decisions based on risk analysis of borrower's credit, income, assets, and collateral. Applied FNMA/FHLMC guidelines and UWM overlays to ensure compliance. Communicated conditional approvals to brokers and correspondents, setting expectations for final approval using automated underwriting feedback (DU/LP) to validate underwriting.

Pontiac, Michigan, US

Provided risk analysis of potential mortgage borrowers through review of assets, credit, and collateral. Applied FNMA, FHLMC, and internal underwriting guidelines to ensure compliance with all standards and requirements. Effectively communicated with brokers and correspondent lenders to provide conditional and final approvals.

Detroit, Michigan, US

Built relationships with dealer partners and GM field reps to resolve vehicle and customer satisfaction issues. Utilized goodwill tools to create value, improve the customer experience, and retain loyalty to General Motors. Generated reports, led team meetings, and assisted with case reviews to boost team performance. Maintained 96% quality monitoring.

Detroit, MI, US

Built relationships with clients in the sale of various mortgage products. Successfully worked in a fast paced, results-driven call center environment to support clients. Collected and audited detailed information to verify eligibility requirements on loan applications. Proven ability to think critically by assessing each client’s situation.

Minneapolis, MN, US

Consistently met and exceeded daily sales goals. Led team to district-leading scores for add-on sales in electronics department. Experienced in all departments, including cashier, sales, logistics, operator, and guest services. Trained team members in multiple functions including sales, logistics and cashierRecognized by supervisors as “top performer” on.