Joseph Terrazas Email and Phone Number
Joseph Terrazas personal email
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Joseph Terrazas phone numbers
Thank you for visiting my LinkedIn profile.I have knowledge in all areas of mortgage financing such as Conventional, FHA, VA, HARP and purchase transactions since 1998. My professional experience includes working at GMAC/Ditech, JPMorgan Chase, Indymac Bank, Cash Call and now Bridgeview Bank. With me, you can expect an authentic experience defined by honesty and integrity. Whether you’re refinancing a mortgage or buying property for the first time, you deserve a smooth, respectful and personable transaction. Contact me to take advantage of today’s financial opportunities.My inception into Bridgeview Bank as a Manager has been seamless. Bridgeview bank has given me something that I have never been able to provide in the past, 25-30 day closing, two processors working on one file and most importantly competitive rates. This kind of turnaround is unheard of in my past experiences. This gives me the uncanny ability to help people that are looking for the ability to refinance their home or purchase a house with the peace of mind that it will close in less than 25-30 days. I believe that with this kind of platform and with Bridgeview as my employer, I have the ability to help people get want they need. My goal is to help my clients build a better future and gain financial freedom.Reach out to me at jterrazas@gpnbank.net or call (949) 514-3850, it will be well worth your time.NMLS #181513Specialties: CoachingManagingFHA LoansVA LoansConventional LoansDirecting SalesRecruitingTrainingIncome AnalysisMortgage LendingResidential MortgagesRefinancePurchase Loans
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Mortgage Loan OfficerCaliver Beach Mortgage Sep 2024 - Present -
Sales ManagerFdic Bank Mar 2014 - Sep 2024Riverside,CaTraining, recruiting, and coaching new employees in the business of loan origination and sales. My team and I help borrowers evaluate their situations, provide sound advice, and determine the most beneficial mortgage loan products for my clients. VA, FHA, HARP, Conventional Loan Products
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Sales ManagerBridgeview Bank Mortgage Mar 2013 - Dec 201340 Irvine # 410, Irvine, Ca 92618At Bridgeview Bank Mortgage, I work on training, recruiting, and coaching new employees in the business of loan origination and sales. My team and I help borrowers evaluate their situations, provide sound advice, and determine the most beneficial mortgage loan products for my clients. VA, FHA, HARP, Conventional Loan Products -
Licensed Loan AgentLand Home Financial Services Sep 2012 - Mar 2013At Land Home Financial I took care of day to day loan duties including origination, underwriting, and sales. I implemented a structure, a workflow for sales, processing, and QC for funding. Tracked hourly and daily production and customer care to increase the leads to funding ratio. Maintained a strong work ethic and dedication. I gained valuable mortgage experience including VA, FHA, HARP and Underwriting. -
Licensed Loan AgentCash Call Inc. Jul 2010 - Aug 2012AnaheimAt Cash Call inc., I took care of day to day loan duties including origination, underwriting, and sales. I implemented a structure, a workflow for sales, processing, and QC for funding. Tracked hourly and daily production and customer care to increase the leads to funding ratio. Maintained a strong work ethic and dedication. I gained valuable mortgage experience including VA, FHA, HARP and Underwriting.
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ExecutiveSsports Pro Dec 2007 - Jul 2010
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Loan AgentGmac Mortgage May 2009 - Mar 2010Costa Mesa, CaI took care of day to day loan duties including origination, underwriting, and sales. I implemented a structure, a workflow for sales, processing, and QC for funding. Tracked hourly and daily production and customer care to increase the leads to funding ratio. Maintained a strong work ethic and dedication. I gained valuable mortgage experience including VA, FHA, HARP and Underwriting.
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Director Owner (Coo)Global Equity Finance Aug 2005 - Sep 2008Costa Mesa, CaI took care of day to day loan duties including origination, underwriting, and sales. I implemented a structure, a workflow for sales, processing, and QC for funding. Tracked hourly and daily production and customer care to increase the leads to funding ratio. Maintained a strong work ethic and dedication. I gained valuable mortgage experience including VA, FHA, HARP and Underwriting. -
Loan AgentSolstice Capital Jul 2004 - Aug 2005Irvine, CaI took care of day to day loan duties including origination, underwriting, and sales. I implemented a structure, a workflow for sales, processing, and QC for funding. Tracked hourly and daily production and customer care to increase the leads to funding ratio. Maintained a strong work ethic and dedication. I gained valuable mortgage experience including VA, FHA, HARP and Underwriting. -
Loan AgentIndymac Bank Mar 2003 - Jul 2004Irvine, CaI took care of day to day loan duties including origination, underwriting, and sales. I implemented a structure, a workflow for sales, processing, and QC for funding. Tracked hourly and daily production and customer care to increase the leads to funding ratio. Maintained a strong work ethic and dedication. I gained valuable mortgage experience including VA, FHA, HARP and Underwriting. -
Loan AgentGmac/Ditech Mar 2002 - Mar 2003Irvine, CaI took care of day to day loan duties including origination, underwriting, and sales. I implemented a structure, a workflow for sales, processing, and QC for funding. Tracked hourly and daily production and customer care to increase the leads to funding ratio. Maintained a strong work ethic and dedication. I gained valuable mortgage experience including VA, FHA, HARP and Underwriting.
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Loan AgentJpmorgan Chase Jan 2000 - Mar 2002Irvine, CaI took care of day to day loan duties including origination, underwriting, and sales. I implemented a structure, a workflow for sales, processing, and QC for funding. Tracked hourly and daily production and customer care to increase the leads to funding ratio. Maintained a strong work ethic and dedication. I gained valuable mortgage experience including VA, FHA, HARP and Underwriting. -
Jr. Loan OfficerEquity Direct Mortgage Corporation Oct 1998 - Jan 2000Laguna Hills, CaAt Equity Direct Mortgage, I gained valuable experience in the mortgage market. Improved on my processing, origination and underwriting skills.
Joseph Terrazas Skills
Joseph Terrazas Education Details
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Abaham Lincoln High SchoolDiploma
Frequently Asked Questions about Joseph Terrazas
What company does Joseph Terrazas work for?
Joseph Terrazas works for Caliver Beach Mortgage
What is Joseph Terrazas's role at the current company?
Joseph Terrazas's current role is Sales Manager.
What is Joseph Terrazas's email address?
Joseph Terrazas's email address is te****@****hoo.com
What is Joseph Terrazas's direct phone number?
Joseph Terrazas's direct phone number is +194951*****
What schools did Joseph Terrazas attend?
Joseph Terrazas attended Abaham Lincoln High School.
What are some of Joseph Terrazas's interests?
Joseph Terrazas has interest in Family, Staying Active, Baseball, Running, Vacation.
What skills is Joseph Terrazas known for?
Joseph Terrazas has skills like Fha, Mortgage Lending, Residential Mortgages, Loans, Refinance, Mortgage Banking, Fha Financing, Loan Origination, Va Loans, Mortgage Underwriting, Fixed Income Analysis, Income Analysis.
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