Joseph Terrazas

Joseph Terrazas Email and Phone Number

Sales Manager @ Caliver Beach Mortgage
owings mills, maryland, united states
Joseph Terrazas's Location
Irvine, California, United States, United States
About Joseph Terrazas

Thank you for visiting my LinkedIn profile.I have knowledge in all areas of mortgage financing such as Conventional, FHA, VA, HARP and purchase transactions since 1998. My professional experience includes working at GMAC/Ditech, JPMorgan Chase, Indymac Bank, Cash Call and now Bridgeview Bank. With me, you can expect an authentic experience defined by honesty and integrity. Whether you’re refinancing a mortgage or buying property for the first time, you deserve a smooth, respectful and personable transaction. Contact me to take advantage of today’s financial opportunities.My inception into Bridgeview Bank as a Manager has been seamless. Bridgeview bank has given me something that I have never been able to provide in the past, 25-30 day closing, two processors working on one file and most importantly competitive rates. This kind of turnaround is unheard of in my past experiences. This gives me the uncanny ability to help people that are looking for the ability to refinance their home or purchase a house with the peace of mind that it will close in less than 25-30 days. I believe that with this kind of platform and with Bridgeview as my employer, I have the ability to help people get want they need. My goal is to help my clients build a better future and gain financial freedom.Reach out to me at jterrazas@gpnbank.net or call (949) 514-3850, it will be well worth your time.NMLS #181513Specialties: CoachingManagingFHA LoansVA LoansConventional LoansDirecting SalesRecruitingTrainingIncome AnalysisMortgage LendingResidential MortgagesRefinancePurchase Loans

Joseph Terrazas's Current Company Details
Caliver Beach Mortgage

Caliver Beach Mortgage

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Sales Manager
owings mills, maryland, united states
Employees:
17
Joseph Terrazas Work Experience Details
  • Caliver Beach Mortgage
    Mortgage Loan Officer
    Caliver Beach Mortgage Sep 2024 - Present
  • Fdic Bank
    Sales Manager
    Fdic Bank Mar 2014 - Sep 2024
    Riverside,Ca
    Training, recruiting, and coaching new employees in the business of loan origination and sales. My team and I help borrowers evaluate their situations, provide sound advice, and determine the most beneficial mortgage loan products for my clients. VA, FHA, HARP, Conventional Loan Products
  • Bridgeview Bank Mortgage
    Sales Manager
    Bridgeview Bank Mortgage Mar 2013 - Dec 2013
    40 Irvine # 410, Irvine, Ca 92618
    At Bridgeview Bank Mortgage, I work on training, recruiting, and coaching new employees in the business of loan origination and sales. My team and I help borrowers evaluate their situations, provide sound advice, and determine the most beneficial mortgage loan products for my clients. VA, FHA, HARP, Conventional Loan Products
  • Land Home Financial Services
    Licensed Loan Agent
    Land Home Financial Services Sep 2012 - Mar 2013
    At Land Home Financial I took care of day to day loan duties including origination, underwriting, and sales. I implemented a structure, a workflow for sales, processing, and QC for funding. Tracked hourly and daily production and customer care to increase the leads to funding ratio. Maintained a strong work ethic and dedication. I gained valuable mortgage experience including VA, FHA, HARP and Underwriting.
  • Cash Call Inc.
    Licensed Loan Agent
    Cash Call Inc. Jul 2010 - Aug 2012
    Anaheim
    At Cash Call inc., I took care of day to day loan duties including origination, underwriting, and sales. I implemented a structure, a workflow for sales, processing, and QC for funding. Tracked hourly and daily production and customer care to increase the leads to funding ratio. Maintained a strong work ethic and dedication. I gained valuable mortgage experience including VA, FHA, HARP and Underwriting.
  • Ssports Pro
    Executive
    Ssports Pro Dec 2007 - Jul 2010
  • Gmac Mortgage
    Loan Agent
    Gmac Mortgage May 2009 - Mar 2010
    Costa Mesa, Ca
    I took care of day to day loan duties including origination, underwriting, and sales. I implemented a structure, a workflow for sales, processing, and QC for funding. Tracked hourly and daily production and customer care to increase the leads to funding ratio. Maintained a strong work ethic and dedication. I gained valuable mortgage experience including VA, FHA, HARP and Underwriting.
  • Global Equity Finance
    Director Owner (Coo)
    Global Equity Finance Aug 2005 - Sep 2008
    Costa Mesa, Ca
    I took care of day to day loan duties including origination, underwriting, and sales. I implemented a structure, a workflow for sales, processing, and QC for funding. Tracked hourly and daily production and customer care to increase the leads to funding ratio. Maintained a strong work ethic and dedication. I gained valuable mortgage experience including VA, FHA, HARP and Underwriting.
  • Solstice Capital
    Loan Agent
    Solstice Capital Jul 2004 - Aug 2005
    Irvine, Ca
    I took care of day to day loan duties including origination, underwriting, and sales. I implemented a structure, a workflow for sales, processing, and QC for funding. Tracked hourly and daily production and customer care to increase the leads to funding ratio. Maintained a strong work ethic and dedication. I gained valuable mortgage experience including VA, FHA, HARP and Underwriting.
  • Indymac Bank
    Loan Agent
    Indymac Bank Mar 2003 - Jul 2004
    Irvine, Ca
    I took care of day to day loan duties including origination, underwriting, and sales. I implemented a structure, a workflow for sales, processing, and QC for funding. Tracked hourly and daily production and customer care to increase the leads to funding ratio. Maintained a strong work ethic and dedication. I gained valuable mortgage experience including VA, FHA, HARP and Underwriting.
  • Gmac/Ditech
    Loan Agent
    Gmac/Ditech Mar 2002 - Mar 2003
    Irvine, Ca
    I took care of day to day loan duties including origination, underwriting, and sales. I implemented a structure, a workflow for sales, processing, and QC for funding. Tracked hourly and daily production and customer care to increase the leads to funding ratio. Maintained a strong work ethic and dedication. I gained valuable mortgage experience including VA, FHA, HARP and Underwriting.
  • Jpmorgan Chase
    Loan Agent
    Jpmorgan Chase Jan 2000 - Mar 2002
    Irvine, Ca
    I took care of day to day loan duties including origination, underwriting, and sales. I implemented a structure, a workflow for sales, processing, and QC for funding. Tracked hourly and daily production and customer care to increase the leads to funding ratio. Maintained a strong work ethic and dedication. I gained valuable mortgage experience including VA, FHA, HARP and Underwriting.
  • Equity Direct Mortgage Corporation
    Jr. Loan Officer
    Equity Direct Mortgage Corporation Oct 1998 - Jan 2000
    Laguna Hills, Ca
    At Equity Direct Mortgage, I gained valuable experience in the mortgage market. Improved on my processing, origination and underwriting skills.

Joseph Terrazas Skills

Fha Mortgage Lending Residential Mortgages Loans Refinance Mortgage Banking Fha Financing Loan Origination Va Loans Mortgage Underwriting Fixed Income Analysis Income Analysis Purchase Loans Recruiting Management Training Coaching Purchase Mortgage Finance Loan Originator Customer Service New Homes Condos Townhomes Single Family Homes Single Family Residences Commercial Mortgages Fixed Rate Mortgages Commercial Real Estate Commercial Lending Mortgage Brokers Mortgage Loan Rate Mortgage Servicing Jumbos Jumbo Mortgage New Home Purchase Real Estate Transactions Reverse Mortgages Mortgage Marketing Credit Credit Analysis Residential Homes Loan Servicing Housing Finance Financial Analysis Rates Funding Loan Officers Restructures Home Mortgage Loan

Joseph Terrazas Education Details

  • Abaham Lincoln High School
    Abaham Lincoln High School
    Diploma

Frequently Asked Questions about Joseph Terrazas

What company does Joseph Terrazas work for?

Joseph Terrazas works for Caliver Beach Mortgage

What is Joseph Terrazas's role at the current company?

Joseph Terrazas's current role is Sales Manager.

What is Joseph Terrazas's email address?

Joseph Terrazas's email address is te****@****hoo.com

What is Joseph Terrazas's direct phone number?

Joseph Terrazas's direct phone number is +194951*****

What schools did Joseph Terrazas attend?

Joseph Terrazas attended Abaham Lincoln High School.

What are some of Joseph Terrazas's interests?

Joseph Terrazas has interest in Family, Staying Active, Baseball, Running, Vacation.

What skills is Joseph Terrazas known for?

Joseph Terrazas has skills like Fha, Mortgage Lending, Residential Mortgages, Loans, Refinance, Mortgage Banking, Fha Financing, Loan Origination, Va Loans, Mortgage Underwriting, Fixed Income Analysis, Income Analysis.

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