Joseph Pate Email & Phone Number

Cleveland, Oh, Us

United States

• Designed, developed, implemented, and calibrated complex quantitative models to assess economic capital requirements for various banking activities (e.g., credit risk, market risk, operational risk).• Automated existing SAS and excel based processes in Python, SQL, and BigQuery. • Sourced, collected, cleaned, and prepared large datasets from various internal and external sources.• Performed statistical analysis and econometric modeling to identify risk factors and quantify their impact on changes to economic capital.• Communicated complex quantitative concepts and model results to stakeholders in a clear, concise, and non-technical manner

Cleveland, Ohio, United States

• Developed and implemented data cleaning and manipulation techniques to ensure data quality and consistency.•Redeveloped and applied quantitative models in Python from SAS to evaluate the risk and return of commercial real estate assets more efficiently.• Performed sensitivity analysis to assess the impact of changes in economic assumptions, interest rates, and market conditions.• Built back-testing framework and validated quantitative models to ensure their accuracy and effectiveness.

Cleveland, Ohio, United States

University Park, Pennsylvania

• Provided research support for faculty in fixed-income asset pricing, hedge fund performance evaluation, insider trading, and asset pricing.• Computational requirements include proficiency in Matlab, Linux, data mining, web scraping, and comfortability with financial data: HFR, BarclayHedge, TASS, Morningstar CISDM, EurekaHedge, CRSP, Compustat, and Fama-French portfolios/factors from Ken French's website.• Econometric requirements include the ability to implement statistical analyses: risk factor modeling, rolling-window regression, fixed effects, standard error clustering, principal component analysis, logistic regressions, and an introductory level of machine learning.

University Park, Pennsylvania

• Provided teaching support for faculty in fixed-income asset pricing, hedge fund performance evaluation, insider trading, and asset pricing at Penn State. Duties included teaching classes, grading tests/homework, proctoring examinations, and updating teaching material. • Lead trading simulations at the Penn State Rotman Trading Room.

Mount Pleasant, Michigan

• Provided research support for Dr. Lawrence Brunner at Central Michigan University in public finance and economics of immigration.• Coauthored work in 2016 with Dr. Lawrence Brunner titled “Promoting entry of high-quality workers through US immigration policy” in Applied Economics.• Computational requirements include proficiency in STATA, Microsoft Excel, DataFerrett, and comfortability with government survey data: Current Population Survey, American Community Survey, and confidential data provided to us by the Center of Migration Studies.• Econometric requirements include the ability to implement statistical analyses: linear regression, Oaxaca/Neumark decomposition, linear probability model, and probit/logit regressions.

Mount Pleasant, Michigan

• Provided teaching support for faculty at Central Michigan University. Duties included teaching classes, grading tests/homework, proctoring examinations, and updating teaching material.

Mount Pleasant, Michigan

Provided tutoring services for Central Michigan University undergraduate students in introductory economics, money and banking, and public finance

Master Of Science - Ms, Finance, 3.68/4.0

Master Of Arts - Ma, Economics, 3.41/4.0

Activities and Societies: President, Economics Association, Central Michigan UniversityPresident, Central Michigan University Economics.

Bachelor Of Science In Business Administration, Economics, 3.30/4.0

Activities and Societies: President, Economics Club, September 2014 - May 2014 Study Abroad Hong Kong, Lingnan University, January 2012.