Joseph Pate Email & Phone Number

Cleveland, OH, US

United States

• Designed, developed, implemented, and calibrated complex quantitative models to assess economic capital requirements for various banking activities (e.g., credit risk, market risk, operational risk).
• Automated existing SAS and excel based processes in Python, SQL, and BigQuery.
• Sourced, collected, cleaned, and prepared large datasets from various internal and external sources.
• Performed statistical analysis and econometric modeling to identify risk factors and quantify their impact on changes to economic capital.
• Communicated complex quantitative concepts and model results to stakeholders in a clear, concise, and non-technical manner

Cleveland, Ohio, United States

• Developed and implemented data cleaning and manipulation techniques to ensure data quality and consistency.
• Redeveloped and applied quantitative models in Python from SAS to evaluate the risk and return of commercial real estate assets more efficiently.
• Performed sensitivity analysis to assess the impact of changes in economic assumptions, interest rates, and market conditions.
• Built back-testing framework and validated quantitative models to ensure their accuracy and effectiveness.

Cleveland, Ohio, United States

University Park, Pennsylvania

• Provided research support for faculty in fixed-income asset pricing, hedge fund performance evaluation, insider trading, and asset pricing.
• Computational requirements include proficiency in Matlab, Linux, data mining, web scraping, and comfortability with financial data: HFR, BarclayHedge, TASS, Morningstar CISDM, EurekaHedge, CRSP, Compustat, and.
• Econometric requirements include the ability to implement statistical analyses: risk factor modeling, rolling-window regression, fixed effects, standard error clustering, principal component analysis, logistic.

University Park, Pennsylvania

• Provided teaching support for faculty in fixed-income asset pricing, hedge fund performance evaluation, insider trading, and asset pricing at Penn State. Duties included teaching classes, grading tests/homework.
• Lead trading simulations at the Penn State Rotman Trading Room.

Mount Pleasant, Michigan

• Provided research support for Dr. Lawrence Brunner at Central Michigan University in public finance and economics of immigration.
• Coauthored work in 2016 with Dr. Lawrence Brunner titled “Promoting entry of high-quality workers through US immigration policy” in Applied Economics.
• Computational requirements include proficiency in STATA, Microsoft Excel, DataFerrett, and comfortability with government survey data: Current Population Survey, American Community Survey, and confidential data.
• Econometric requirements include the ability to implement statistical analyses: linear regression, Oaxaca/Neumark decomposition, linear probability model, and probit/logit regressions.

Mount Pleasant, Michigan

• Provided teaching support for faculty at Central Michigan University. Duties included teaching classes, grading tests/homework, proctoring examinations, and updating teaching material.

Mount Pleasant, Michigan

Provided tutoring services for Central Michigan University undergraduate students in introductory economics, money and banking, and public finance

Master Of Science - Ms, Finance, 3.68/4.0

Master Of Arts - Ma, Economics, 3.41/4.0

Activities and Societies: President, Economics Association, Central Michigan UniversityPresident, Central Michigan University Economics.

Bachelor Of Science In Business Administration, Economics, 3.30/4.0

Activities and Societies: President, Economics Club, September 2014 - May 2014 Study Abroad Hong Kong, Lingnan University, January 2012.