Professional with over 25 years experience in financial management in medium and large multinational companies in the bank and luxury segments (wholesale and retail). Huge expertise in cash flow management, financial indicators, and strategic planning with a results-oriented focus.Financial and Team Management: Experienced in managing and developing high-performance teams, promoting leadership, task assignments, conducting feedback sessions, and monitoring goals. Active in multidisciplinary teams focused on talent retention and development, as well as team meetings for strategic alignment.Financial Planning and Solutions: Skilled in financial strategic planning and setting financial goals, bringing new financial solutions to optimize collection and payment processes.Audits and Regulatory Compliance: Extensive experience in internal and external audits, regulatory agency relations, and regulatory compliance management. Huge knowledge about COAF requirements, providing responses and justifications aiming to ensure compliance and risk mitigation.Accounts Payable and Receivable: Management of accounts payable (including exceptional payments, supplier analysis and registration, and bank reconciliation) and accounts receivable (control of receipts, sales reconciliation, and collections control).Cash Flow: Specialist in cash flow control and management, responsible for monitoring financial movements and preparing cash flow reports to ensure liquidity and alignment with financial planning.Accounting Closing and Reports: Active participation in the monthly accounting closing, providing financial information with accounting and financial reports.Bank Relations and Negotiation: Relationship skills with financial institutions negotiating bank fees and establishing strategic partnerships to optimize collection and payment processes.SAP Implementation: Involved in implementing SAP system as a treasury key user, managing customization projects and restructuring financial processes.Mentorship and Personal Development: Participant in FinancIA – a financial artificial intelligence (AI) study group; mentored in the W-CFO and Nós por Elas (IVG) programs.