José is currently the Founder and CEO of Bankuish, a technology platform dedicated to helping gig workers, freelancers, creators, and the future of work access better banking services by turning their gig platform data into an alternative credit score currently accepted by the largest banks in Latin America. He got his start in the industry leading a series of Fintech startups including Atlas Money, Access Network, and FiClub, and managing impact investments at GCH Partners.Originally from Spain, José is a chartered economist and a former Director of Risk at two major European banks. He was also a diplomat, and Head of International Cooperation & Co-Founder of Ciudadanos, Spain's fourth political power. With Ciudadanos, José gave a voice to his nation’s struggling families as the party’s Speaker and candidate to the European Parliament and local elections.Blockchain for social impact promoter, banking executive, serial entrepreneur, political leader, nonprofit executive, chartered economist, and managing partner of impact investments, José V. Fernández is on a mission to reclaim "business" until it embodies sustainability and social good. Over the past two decades, he has built a career that marries the public, private, and nonprofit sectors into a new way forward. He believes deeply in the role of technology and business as tools to solve the world’s most crippling inequities.José holds an MBA from UIMP in Madrid. He enjoys sailing, meditation, and intentional conversations over (very sweet) coffee.
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Ceo & FounderBankuish Mar 2020 - PresentNew York, Ny, UsBankuish is a mobile platform where gig workers and freelancers leverage their work history data to raise their creditworthiness. Users gain access to a marketplace of preapproved financial offers from national banks tailored to their unique profile as well as tools to grow their credit score. The company helps banks gain new customers, manage risk, and improve current customer relationships. The Bankuish Score has been used to de-risk hundreds of thousands of individuals while maintaining a default rate well below the industry standard. Latin America's largest banks, fintechs, and insurance providers have already used Bankuish to originate over two hundred million USD in loans.Bankuish was established in 2020 with headquarters in Miami, São Paulo, and Mexico City. -
President & Co-FounderAcx Network Jan 2017 - Mar 2020New York, Ny, Gb -
President & Co-FounderAtlas Money Jan 2017 - Feb 2020
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Consular OfficerEmbassy Of Spain In Washington, D.C. Oct 2012 - Aug 2017Washington, Dc, UsFirst Advisor to the Consul General of Spain in New York.Trade Officer at the Commercial Office of Spain in New York. -
Vice President Of Business DevelopmentThe Global Good Fund Jan 2013 - Jun 2017Columbia, Md, Us -
Managing PartnerGch Partners 2012 - May 2017Managing Partner empowering philanthropic organizations to leverage entrepreneurship, social business enterprises, and leadership to generate returns in all formats including financial capital, human capital and market capital returns. -
Head Of International CooperationCiudadanos ("Citizens") May 2007 - Apr 2017Madrid, Comunidad De Madrid, EsHead of International Cooperation at the party's Executive Committee. Formerly, Secretary of Communication, Spokesperson, member of the Executive Committee of the Agrupación de Madrid and member of the Central Federation Council of the civic platform and political party: Ciudadanos (C’s) Partido de la Ciudadanía.Candidate to Elections to the European Parliament and local and regional elections in Madrid. -
Trade OfficerIcex 2012 - 2014Madrid, Madrid, Es -
Senior Executive LogisticsL'Oréal Aug 2011 - Sep 2012Paris, Fr -
Risk DirectorIng May 2008 - Jul 2011Amsterdam Zuidoost, Nl -
Risk ManagerBanesto 2007 - 2008Madrid, Es
José V. Fernández Skills
José V. Fernández Education Details
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Stanford UniversityImpact Investment -
Universidad Internacional Menéndez PelayoInternational Business -
Universidad Autónoma De MadridBusiness -
Universidad Rey Juan CarlosLicenciatura En Administración Y Dirección De Empresas Bilingüe -
University Of Lille 1 Sciences And TechnologyErasmus International Student -
American School Of MadridHigh School Diploma
Frequently Asked Questions about José V. Fernández
What company does José V. Fernández work for?
José V. Fernández works for Bankuish
What is José V. Fernández's role at the current company?
José V. Fernández's current role is CEO & Founder at Bankuish.
What schools did José V. Fernández attend?
José V. Fernández attended Stanford University, Universidad Internacional Menéndez Pelayo, Universidad Autónoma De Madrid, Universidad Rey Juan Carlos, University Of Lille 1 Sciences And Technology, American School Of Madrid.
What skills is José V. Fernández known for?
José V. Fernández has skills like Business Strategy, Strategy, Social Entrepreneurship, Management, Social Impact, International Development, Politics, Leadership, Economics, International Business, Entrepreneurship, Diplomacy.
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