Josh Hendrix, Mba Email & Phone Number

Cincinnati, Ohio

Cincinnati Area

- Work with Relationship Manager to manage assigned customer relationships and loan portfolios. - Analyze financial statements of potential and existing customers.- Prepare and/or oversees the preparation of loan applications and supporting documents and loan information sheets for new and existing accounts.- Monitor customer accounts and loan portfolios to detect changes that might affect their credit standing.- Recommend approval and/or changes in new or existing credit lines. - Perform sales/customer calls.

Cincinnati, Ohio Area

Work directly with sales and credit personnel in generating approval documents while also helping to protect the quality of the Bank’s loan portfolio. Analyze financial reports, business plans, projections, sensitivity analyses, and industry informationPrepare a written evaluation of borrowers’ financial condition and future outlook.Assist lending officers in assembling other essential components of commercial loan monitoring and review.

Used consultative selling techniques, analyzed and provide solutions for clients' financial needs. Make sales referrals to specialized areas of the Bank based on customer need.Proactively sought out current and potential clients for sales and customer service opportunities through calling activities and use of marketing resources.Worked with banking office team members to achieve individual and banking office sales goals by opening new accounts, taking loan applications and closing loans Research customer inquiries and provide resolutions within Bank guidelines.Responsible for maintaining up-to-date knowledge of products, services, technology, and regulations.Comply with internal security policies and procedures and maintains customer confidentiality at all times.Maintains records, reports, and procedures required by the office.

• Managed multiple customer accounts in Refinancing mortgages, Auto Loans, Debt consolidation, and selling Credit Cards.• Contacted at least sixty potential clients a day using aggressive sales techniques to reach daily and monthly sales goals.• Was consistently among the top in the district in sales and revenue.

Master Of Business Administration (M.B.A.), Business Administration And Management, General

Activities and Societies: Network Engineer Co-Op at Church of God. Traveled to Paris, France and Prague for international business.

Bachlor Of Science, Business Administration

Activities and Societies: Tri-S (Study, Serve, Share) Saltillo, Mexico • Jamaica • United Kingdom • Participated in a two week work.