Josh Mackie Email & Phone Number

New York, Ny, Us

London, Gb

Accountable for the technology strategy, solution and software architecture across a broad portfolio that includes Onboarding & KYC, Credit & Lending, Data & Analytics, Digital Channels, Global Banking, Global Trade & Receivables Finance, and Payments. Leading a team of 4 direct and 3 indirect reports; reporting to the US Wholesale CIO and the Global Wholesale Chief Architect. Coaching and mentoring a wider team of software engineers and technical specialists to provide support, actively listen, and ensure the best business outcomes.Managing relationships with C-level stakeholders to build solutions that meet localized requirements, transforms business processes, and matures HSBC's global design standards and patterns.Senior responsible owner for US Wholesale's Technology Roadmap, which is endorsed by the CIO and COO, to define and direct a multi-million portfolio of technology investment.Responsible for the end-to-end architecture for HSBC USA's Banking as a Service (BaaS) proposition, which enables external partners to embed HSBC products & services into their own platforms. Architected HSBC's first flagship embedded banking product, Oracle NetSuite Accounts Payable (AP) Automation, to make it easier and faster for organizations to process invoices and pay vendors.Defined and implemented an agile and risk-based approach for managing architecture decisions, risks, issues, and technical debt. Ensured compliance with HSBC's IT controls while maintaining a rapid pace of software delivery into production.

London, Gb

Working across the Wholesale Banking, Commercial Banking (CMB) and Retail Business Banking (RBB) business lines for the US and Global HSBC Group.- Big Tech Partnerships (FAAMG)Defining solutions for ‘beyond banking’ propositions as partnerships with Big Tech organizations to deepen relationships with our customers and prospects. - Global Onboarding & KYC programTechnical leadership to the Agile Release Train to make the architecture vision deliverable and liaising with multiple geographically dispersed teams. Accountable architect for overseeing environment build, DevOps toolchain & CI/CD pipelines, and end-to-end system integration across multiple releases for Singapore, Hong Kong, Mexico, the UK, US and Canada. Shaping the target architecture for releases in Asia Pacific countries including China, Indonesia, and Malaysia. Technology stack on AWS, GCP, Alibaba Cloud and on-premises.- US Onboarding & KYC (HSBC Compass Onboarding)Lead architect to build a new US Onboarding & KYC solution, leveraging cloud-native and open-source technologies. Resulted in a reduced time to market, a simplified solution architecture, and lower on-going total cost of ownership (TCO). Integration to backend systems of record. Hosted on Google Cloud Platform (GCP).- Covenant & Conditions Compliance Monitoring (HSBC Compass Lending)- US SBA Paycheck Protection Program (PPP) Loan Origination & Forgiveness Application Platform integration- Enterprise Architecture, US Wholesale BankingLeading the definition of reference architecture, including principles, policies, patterns, and roadmaps. Utilizing Group Architecture artifacts, influencing executive leadership, and shaping future 'change the bank' initiatives as part of the wider HSBC IT Strategy.

Swindon, Wilts, Gb

Leveraged cloud-native technologies to launch the MVP for a new digital-first commercial bank, Nationwide for business, to disrupt the SME market. Accountable for the architecture of new capabilities spanning 4 product and feature teams, resolving critical decisions and influencing stakeholders to re-think their use of technology, their business models and their processes.Defined solutions for KYC, KYB, AML, Fraud, Marketing & Communications (Adobe), Telephony, CRM (Salesforce), Open Banking, a new mobile app (React-Native) and web servicing channel.

Swindon, Wilts, Gb

Led a multi-disciplinary solution team of 7 in a scaled agile program of 50+ to deliver minimum viable products to enable customers to make more informed decisions about their financial future, and for Nationwide to learn how to compete at pace in the Open Banking API ecosystem.Architected a greenfield platform in AWS with Docker containers, microservices, external APIs, database as a service (DBaaS) and a DevOps toolchain. Experimented with AI, transaction enrichment and open data. Influenced strategic technology selection at enterprise-level through diligent stakeholder management. Ensured solution integrity by embedding a culture of continuous governance.Embraced the convergence of strategy, innovation and digital disruption by navigating the challenges of ensuring PCI-DSS, FinCrime, GDPR and PSD2 requirements were met within risk appetite. Successfully managed conflict that arose from the agile approach versus a more traditional waterfall mindset.Resulted in being the organization's first solution to go-live in the cloud with sensitive personal data.

Swindon, Wilts, Gb

• Resolved architecturally significant issues to enable compliance with the UK’s Open Banking API standards for Open Data and Read/Write APIs. • Provided solution integrity management to cross-functional development teams to prove out the architecture.• Influenced key design decisions at the Open Banking industry-wide design workshops and technical design authority for Nationwide.• Designed solution for the introduction of a new Individual Savings Account (ISA) product to meet regulatory deadlines.• Recovered a failing Visa Disputes project through strong analytical skills and re-designing solution to cost.

Brentford, Middlesex, Gb

Code development, testing and application support.