Josh Orcutt Email & Phone Number

Scottsdale, Arizona, United States

Scottsdale, Arizona, United States

• Required to pass the state and federal mortgage license exam as well as follow state and federal laws/regulations enforced by NMLS. Obtained NMLS licensing - NMLS#: 2569388• Worked along side up to 7 mortgage bankers a month, assisting them in any way they needed during the mortgage process• Performed daily maintenance of loan applications.• Insure guidelines, investor requirements, and/or government regulations were followed or if potential harm done to customer with financial recommendation.• Assisted and walked mortgage clients through every step of the process – from initial disclosures all the way to funding.

Scottsdale, Az

• Daily utilization of "Encompass" loan origination systems and automated underwriting systems "DU/LP" • Set and maintain proper expectations with all parties on the loan file • Analyze package for completeness to ensure loan file meets investor guidelines • Analyze credit, income, asset and collateral documents and submit files to underwriting • Clear loan conditions and communicate effectively with Sales, Processing, and Underwriting team • Collaborate with Closing Processing Analysts to review & analyze title for all requirements and address issues, insurance coverage for mortgagee • Maintain loan file compliance while managing pipeline as various volume levels • Work effectively under specific time constraints and meet end-of-month deadlines

Scottsdale, Arizona

With my role as a processing services supervisor, I led a team of 10-15 new mortgage processors with little to no experience and trained them to be great and efficient mortgage processors. Our team overall would accomplish 95% loan completion rate with over 500 loans with just my team every month. I also personally created and delivered all training material to all processors coming into the company.

Scottsdale, Arizona

Work as a junior processor of mortgage refinancing loans at JFQ Lending. Processed and closed an average of 55 loans per month.

Phoenix, Arizona Area

Managed the license plate operations, the crew of lot attendants, and helped manage day to day rental at the Enterprise, National and Alamo locations at the Sky Harbor Airport. Includes heavy attention to detail in dealing with all aspects of license plate renewals, strong skills in Microsoft Word and Excel, strong verbal skills in both managing and over the phone, strong leadership skills, and strong email etiquette.

Paradise Valley Area, Arizona

Worked as an associate in the housewares section of the largest Bed Bath and Beyond in Arizona. Helped customers find products, compare products, help make purchasing decisions and help checkout. Also helped customers find products over the phone, and helped with inventory levels. Was also a member of the morning freight put away team.

Phoenix, Arizona Area

Work as a government/legal/borderlands photographer working Monday and Wednesday during Spring semester of 2017.

Scottsdale

Intern photographer at Phoenix Magazine.

Tempe

Worked as the lead photographer, where I shot 5 events a week, mostly sports. Shot over 200,000 frames and was featured most days on the website. Captioned thousands of photos. Edited using mainly Photoshop. Also helped lead the rest of the team of young and budding photographers, helping them grow their skills.

Journalism, Photography, Alum

Activities and Societies: - Photographer for many organizations over the years: Downtown Devil, WCSN, State Press among others.

Education record