Joshua Ingram Email & Phone Number

United States

Meridian, Idaho, Us

In my role as Director of Treasury Operations, I was entrusted with overseeing all treasury functions, directing a dynamic team of 20-25 investment managers and advisors. My focus was on ensuring the effective execution of investment strategies, conducting thorough risk assessments, and optimizing portfolio management to boost financial performance and compliance. I took charge of supervising the renewal of corporate insurance policies, ensuring competitive pricing without compromising coverage. By refining custodial banking relationships, I significantly improved operational efficiency, reduced costs, and enhanced service quality. Additionally, I played a pivotal role in advocating for the financial growth of the Blue Cross of Idaho Foundation for Health, securing long-term stability and success.Key Deliverables:• Negotiated lower investment manager and bank fees, realizing over $200K in annual savings.• Enhanced investment returns by up to 0.625% through a strategic realignment of asset allocations to better balance risk and performance.• Strengthened organizational liquidity and overall financial health by establishing a revolving line of credit.• Provided strategic direction and financial oversight as Treasurer for the Blue Cross of Idaho Foundation for Health, guiding crucial decisions for sustainable growth.• Led the successful implementation of targeted investment initiatives, increasing annual net investment income to $45M through effective portfolio optimization.

Providence, Ri, Us

As a Senior Treasury Analyst, I developed and executed a robust debt compliance procedure for new credit agreements, ensuring financial integrity across the organization. I played a key role in advocating for the inclusion of perishable inventory and retail EBITDA in the amendment of the ABL credit facility agreement, enhancing the borrowing base and increasing financial flexibility. My expertise was pivotal during the transition from LIBOR to SOFR, where I oversaw modifications to loan agreements and ISDAs to align with evolving market standards. I also coordinated the implementation of the company’s interest rate swap strategy and provided critical support during discussions with credit rating agencies, particularly in relation to capital structure decisions. In addition, I streamlined debt-related reporting processes, including the preparation of borrowing base and compliance certificates, ensuring accurate accounting for multi-billion-dollar credit facilities.Key Deliverables:• Ensured compliance and maintained financial health across complex debt structures, overseeing over $3.3B in credit facilities, including a $2.1B ABL and $1.2B term loan.• Refinanced $150M of term loan, improving the cost structure and securing $4.9M in annual interest savings.• Led the $500M issuance of senior unsecured notes, optimizing the financial structure by securing favorable rates and extending debt maturity.• Reduced cash outflows and positively impacted the P&L by unwinding $500M in pay-fixed/receive-floating interest rate swaps during bond issuance and debt repayment.• Ensured regulatory compliance and transparency through the meticulous preparation of debt-related footnotes and documentation for 10-Q and 10-K filings.• Established a foreign currency hedging program to mitigate currency risk and protect financial interests.

Boise, Id, Us

As Treasurer, I led treasury operations and played a pivotal role in facilitating a smooth transition to the parent company's head office post-acquisition. I managed critical debt and liquidity strategies, optimizing banking relationships while ensuring strict adherence to SOX regulations. My role involved providing strategic guidance to senior management on the most effective borrowing and financing methods, overseeing credit facilities, and ensuring accurate debt disclosures. Additionally, I spearheaded the implementation of electronic vendor payments, significantly boosting operational efficiency, reducing paper check usage, and increasing credit card rebate earnings.Key Deliverables:• Increased borrowing capacity from $150M to $230M and negotiated favorable covenants, enhancing the company’s financial flexibility.• Streamlined payment processes and successfully transitioned to electronic vendor payments, reducing paper check usage and increasing operational efficiency.• Negotiated a competitive bidding strategy, reducing customer credit card payment processing fees by 0.25%.• Played a key role in the successful integration of IVESCO Holdings LLC and Vetspace Limited, contributing to long-term financial stability.• Led the customer pre-bate program, ensuring accurate and timely delivery of financial benefits, which enhanced customer satisfaction.

Boise, Idaho, Us

In my role as Senior Treasury Analyst, I was responsible for directing foreign currency hedging strategies to mitigate both transaction and translation exposures, which enhanced the company's financial certainty. I led daily cash management operations and global cash flow forecasting, ensuring optimal liquidity control and risk mitigation. Additionally, I drove the optimization of banking operations across Asia, Europe, and North America, simplifying cash management processes and reducing the complexity of bank accounts. My work also included generating comprehensive monthly reports that provided visibility into global cash and investment positions, facilitating better strategic financial planning.Key Deliverables:• Optimized a $2.5B fixed-income portfolio through strategic asset allocation, robust management of investment relationships, and strict adherence to investment policies, driving global treasury operations.• Reduced ACH processing fees by 50%, cutting costs and improving the efficiency of payment processes.• Supported financial integration efforts during major acquisitions, including Elpida Memory, Numonyx Holdings, and Lexar Media, strengthening the company's market position.• Improved the effectiveness of the company’s 401(k) plan by providing critical insights and analysis to the decision-making committee.• Enhanced investment tracking and risk management capabilities by implementing advanced treasury solutions, such as Clearwater Analytics, Hedge Trackers, and Bloomberg.

Spokane, Wa, Us

•Completed financial analysis, net present value cash flow modeling, and credit underwriting •Extended long-term real estate and equipment financing and short-term working capital loans

Spokane, Wa, Us

•Provided financial analysis and credit underwriting

Master Of Business Administration (M.B.A.), Business Administration And Management, General

Bachelor Of Business Administration (Bba), Finance, General