For more than 20 years I have been working with individuals, families, business owners and executives. My constant goal is to insure that the personal, estate and business planning needs of my clients are securely in place. My practice is dedicated to Advanced Planning Insurance Concepts like Key Man, Buy-Sell Coverage, Succession Planning, Premium Finance, Executive Benefits, Deferred Compensation, Disability Coverage and Long Term Care Insurance. I also help to place, manage and maintain the Commercial and P/C Insurance, Group Health Benefits and Personal Lines so that these risks are covered, and my clients are protected. I work closely to educate my clients each step of the way and to ensure that their overall goals and objectives are met through the plans we develop and implement.

Within the Estate and Business Planning department we specialize in Life Insurance, Income Protection-Disability, Key Man Insurance, Buy-Sell Agreements, Succession Planning, Long Term Care Insurance, Executive Benefits and Deferred Compensation or Supplemental Retirement Plans. Our focus is in working to provide advanced planning solutions on high level and complex life insurance cases. That being said, we also work daily and diligently on traditional Term and Permanent plans for any of our clients. Using a needs-based planning approach we educate our clients so that they know and understand their options. Our ultimate goal is to build the right plan for individuals, families and businesses that will satisfy their specific needs. We work together with our clients as well as their team of advisors to ensure that the plan is meeting their specific planning objectives not only today, but also for well into the future.Specialties: Estate and Business Planning: Life Insurance, Health Insurance, Disability Income Insurance, Long Term Care Insurance, Annuities, Group Benefits, Key Person Insurance, Buy-Sell Agreements, Executive Benefits / Executive Compensation Plans