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Joyce Zhang (Gray) Email & Phone Number

Head of Commercial Fintech Growth in North America at Visa
Location: San Francisco, California, United States 14 work roles 5 schools
1 work email found @alariss.com 4 phones found area 248, 408, 415, and 855 LinkedIn matched
✓ Verified May 2026 4 data sources Profile completeness 100%

Contact Signals · 1 work email · 4 phones

Work email j****@alariss.com
Direct phone (248) ***-****
LinkedIn Profile matched
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Current company
Visa
Role
Head of Commercial Fintech Growth in North America
Location
San Francisco, California, United States
Company size
28536 employees

Who is Joyce Zhang (Gray)? Overview

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Quick answer

Joyce Zhang (Gray) is listed as Head of Commercial Fintech Growth in North America at Visa, a company with 28536 employees, based in San Francisco, California, United States. AeroLeads shows a work email signal at alariss.com, phone signal with area code 248, 408, 415, 855, and a matched LinkedIn profile for Joyce Zhang (Gray).

Joyce Zhang (Gray) previously worked as Head of Embedded Finance North America at Visa and Founder & Board Chair at Alariss. Joyce Zhang (Gray) holds Master Of Business Administration (M.B.A.) from Stanford University Graduate School Of Business.

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Email format at Visa

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{first}@alariss.com
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Profile bio

About Joyce Zhang (Gray)

I currently lead Embedded Finance and Lending North America at Visa, where my mission is to uplift everyone, everywhere by enabling our partners and clients to provide integrated financial services into their technology platforms.As the Founder and previously CEO of Alariss Global, I led the premier global expansion marketplace that connects international high-tech companies with top local talent in the US and other key markets. We pioneered the mantra "the future of work is global" and have enabled thousands of companies around the world to grow their revenue, expand their reach, and access new opportunities in the global economy.Under my leadership, Alariss Global grew to serve clients on every continent with a distributed remote team in North America, Asia, and Europe. Our clients represent industries that include finance, healthcare, cybersecurity, education, e-commerce, and developer tools. We have been featured in Forbes, the Washington Post, The Economic Times, and many other leading publications. With over a decade of experience in building and scaling companies, I am an expert in go-to-market, global business, international affairs, fintech, and HRtech. I have been an invited speaker for the U.S. Department of State, Modern Sales Pros, Google for Startups, Harvard Business School, MIT Sloan, Techstars, and more. I started my career during the 2008 Global Financial Crisis and have since worked in emerging markets such as China, Singapore, Kenya, and Bhutan, particularly in their growing tech sectors. I was the first employee of Human Interest, a unicorn and one of the top most valuable YC companies, and later co-founded a social media company that uses AI and curated content to foster more thoughtful and compassionate and inclusive discussions. I am driven by curiosity, innovation, and impact.I actively advise and angel invest in minority-led companies.

Listed skills include Leadership, Social Media, International Business Development, Economics, and 22 others.

Current workplace

Joyce Zhang (Gray)'s current company

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Visa
Visa
Head of Commercial Fintech Growth in North America
San Francisco, CA, US
Website
visa.com
Employees
28536
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14 roles · 20 years

Joyce Zhang (Gray) work experience

A career timeline built from the work history available for this profile.

Head Of Commercial Fintech Growth In North America

Visa

San Francisco, CA, US

Head Of Embedded Finance North America

Current
Visa

Foster City, California, US

Aug 2024 - Present

Founder & Board Chair

Current
Alariss

San Francisco, California, US

Alariss Global is an AI-powered cross-border marketplace, offering an integrated suite of Employer of Record (EOR), fintech and escrow solutions, talent, compliance, and business intelligence. We power global expansion for companies from every continent. The future of work: think global, act local.

Sep 2017 - Present

P23 Cohort

Current
Startx.

Palo Alto, California, US

StartX is the leading accelerator for Stanford-affiliates; an invitation only non-profit community of serial entrepreneurs, industry experts, tenured Stanford professors, and well-funded growth-stage startups.

Jan 2023 - Present

Elected Director Of The Harvard Alumni Association Board Of Directors

Current
Harvard University

Cambridge, Massachusetts, US

Aug 2020 - Present

Vp Of Sales & Business Development

Human Interest

San Francisco, California, US

  • First Employee of Human Interest, now a unicorn, which was named one of the Top Most Valuable Y Combinator Companies of all time. Human Interest offers the most comprehensive, automated 401(k) and 403(b) plans for the.
  • First employee; built initial sales, marketing, account management, partnerships, and HR processes and recruited most members of the early team
  • Built and scaled repeatable customer acquisition process across various industries, company sizes, and across all 50 states
Sep 2015 - Sep 2017

Summer Associate

Mckinsey & Company

US

  • Advised senior leaders on their most pressing challenges, including strategic planning and design
  • Worked on digital migration for large retail client and strategy for an institutional investing client
2014 - 2014

Advisory Services Consultant

World Bank Group International Finance Corporation (Ifc)

Washington, DC, US

  • Created quantitative methodology for first ever East Africa Community (EAC) Common Market Protocol Scorecard
  • Coordinated efforts among regional stakeholders, including representatives from the five EAC countries and business leaders
  • Developed organizational framework for team, including streamlining communications and knowledge sharing
2013 - 2013

Asia-Pacific Projects

Microsoft

Redmond, Washington, US

  • Reported directly to the Area Vice President of Microsoft Asia-Pacific for based in Singapore for presentations on region’s 12 countries
  • Collaborated with local governments and education NGOs for Microsoft’s Citizenship and Partners in Learning initiatives
  • Formulated recommendations for new employee on-boarding and subsidiary expansion strategy across Asia Pacific
2012 - 2012

Western China General Manager

Groupon

Chicago, IL, US

  • Managed 100 employees across diverse and developing Western region of China with a total market size of 20 million
  • Responsible for all staffing decisions including hiring, salary, and terminations across sales and operations departments
  • Increased sales by 300% for Lanzhou, China amidst massive lay-offs company-wide, promoted twice during tenure
  • Operated entirely in Chinese with local business leaders and staff while reporting to a multinational corporation
  • Ran sales team in Beijing specializing in consumer products and entertainment
2011 - 2012 ~1 yr

Analyst

Federal Reserve Bank Of New York

New York, NY, US

  • Analyzed system-wide stress test for top priority Comprehensive Capital Analysis and Review (CCAR)
  • Assessed implications of regulatory reform under Basel III and Dodd-Frank for systemically important financial institutions
  • Monitored liquidity on-site of a major European bank during the beginning months of the European Sovereign Debt Crisis
  • Analyzed counterparty exposures from liquidity data and interfaced with industry leaders to create recommendations
  • Calculated financial institution credit, market, counterparty, and operational risk through financial and statistical data
2009 - 2011 ~2 yrs

Foreign Service Political/Economic Section

Us Embassy

Washington, DC, US

  • Diplomatic duties in service of the US government, conducted meetings with leaders in private and public sectors
  • Wrote official government cables concerning children at risk, microfinance, female empowerment and commodities industry
  • Fulfilled duties of a US diplomat including writing cables and organizing the Ambassador’s official visit to Khentii province
  • Partnered with MFIs, US-AID, MCC, ILO, for projects on microfinance, child welfare, gender equality, and development
2007 - 2007

Harvard Institute Of Politics Director'S Fellowship

U.S. Department Of Labor

Washington, DC, US

  • Fellowship recipient from Harvard's Institute of Politics
  • Created reports and investigated public opinion regarding possible US Free Trade Agreements
  • Analyzed employment trends using Bureau of Labor Statistics data
2006 - 2006
Team & coworkers

Colleagues at Visa

Other employees you can reach at visa.com. View company contacts for 28536 employees →

AR Amitabh Ranjan Amitabh Ranjan Colleague at VisaBengaluru, Karnataka, India, India View → SS Serena Sood Serena Sood Colleague at VisaAtlanta, Georgia, United States, United States View → PJ Pawan Jha Pawan Jha Colleague at VisaBengaluru, Karnataka, India, India View → AM Akiko Muraoka Akiko Muraoka Colleague at VisaJapan, Japan View → DS Deepali Singh Deepali Singh Colleague at VisaBengaluru, Karnataka, India, India View → RG Roman Gorbenko Roman Gorbenko Colleague at VisaRussia, Russian Federation View → JH Joice Ho Joice Ho Colleague at VisaTaipei, Taipei City, Taiwan, Taiwan, Province Of China View → ML Michael Lehman Michael Lehman Colleague at VisaSan Francisco, California, United States, United States View → KM Kris Mckinney Kris Mckinney Colleague at VisaAmerican Fork, Utah, United States, United States View → DZ Dave Zwitter Dave Zwitter Colleague at VisaElizabeth, Colorado, United States, United States View →
5 education records

Joyce Zhang (Gray) education

Master Of Business Administration (M.B.A.)

Stanford University Graduate School Of Business

Bachelor'S Degree, Government & Economics Joint Concentration, Mind/Brain/Behavior Secondary Field

Harvard University

Master'S Degree, School Of Public And International Affairs

Princeton University

Startup School

Y Combinator

Education record

Creative Destruction Lab
FAQ

Frequently asked questions about Joyce Zhang (Gray)

Quick answers generated from the profile data available on this page.

What company does Joyce Zhang (Gray) work for?

Joyce Zhang (Gray) works for Visa.

What is Joyce Zhang (Gray)'s role at Visa?

Joyce Zhang (Gray) is listed as Head of Commercial Fintech Growth in North America at Visa.

What is Joyce Zhang (Gray)'s email address?

AeroLeads has found 1 work email signal at @alariss.com for Joyce Zhang (Gray) at Visa.

What is Joyce Zhang (Gray)'s phone number?

AeroLeads has found 4 phone signal(s) with area code 248, 408, 415, 855 for Joyce Zhang (Gray) at Visa.

Where is Joyce Zhang (Gray) based?

Joyce Zhang (Gray) is based in San Francisco, California, United States while working with Visa.

What companies has Joyce Zhang (Gray) worked for?

Joyce Zhang (Gray) has worked for Visa, Alariss, Council On Foreign Relations, Startx., and Harvard University.

Who are Joyce Zhang (Gray)'s colleagues at Visa?

Joyce Zhang (Gray)'s colleagues at Visa include Amitabh Ranjan, Serena Sood, Pawan Jha, Akiko Muraoka, and Deepali Singh.

How can I contact Joyce Zhang (Gray)?

You can use AeroLeads to view verified contact signals for Joyce Zhang (Gray) at Visa, including work email, phone, and LinkedIn data when available.

What schools did Joyce Zhang (Gray) attend?

Joyce Zhang (Gray) holds Master Of Business Administration (M.B.A.) from Stanford University Graduate School Of Business.

What skills is Joyce Zhang (Gray) known for?

Joyce Zhang (Gray) is listed with skills including Leadership, Social Media, International Business Development, Economics, Human Resources, Policy Analysis, Start Ups, and Data Analysis.

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