A visionary and highly accomplished financial services executive with extensive experience in banking operations, account management, credit analysis, lending, reconciliation, and general ledger. Recognized for leading and empowering a team to provide a high level of quality customer service and retaining clients through sound service decisions and high operation standards. Forward thinking and innovative, utilizes strong research techniques to initiate business and capitalize on opportunities.Develop new market territory for automobile, marine, RV, and motorsport dealer relationships in southern and western Ohio, eastern and southern Indiana, and Kentucky. Developed and analyzed all types of credit data pertaining to diverse types of loans. Prepared and presented credit reports to loan offices and committee. Maintained control over credit standings of current accounts. Furnished data relative to credit inquires.Developed and grew assets, focusing on customer retention and achieving bottom-line performance goals. Received recognition as top five branch for profitability and three consecutive years.Specialties: Managed, trained, hired and coached employees to perform to their abilities.Undersstand financial income and balance sheets along with anaylsis of personal credit bureaus.