Joy Tsai Email & Phone Number

Chicago, IL, US

♦ Advise asset management company launching home improvement loan program on product development under federal and state consumer protection requirements. Negotiate terms of associated bank partnership agreement.♦ Advise start-up company entering United States market on financial regulatory regimes and bank partnership arrangements. Assist with drafting of.

Pittsburgh, Pennsylvania, US

♦ Assisted with document productions in response to Consumer Financial Protection Bureau and Department of Housing and Urban Development investigations.♦ Counseled clients on state licensing requirements for real estate brokers and mortgage brokers.♦ Advised lender on compliance with state anti-deficiency statutes in connection with Truth In Lending Act.

Washington, DC, US

• Assisted with investigation of suspected insider trading case by reviewing document productions, compiling timeline of trade activity, and participating in witness testimony.
• Identified violations of Exchange Act reporting requirements for potential enforcement action.
• Translated business records involved in a Foreign Corrupt Practices Act case from Mandarin Chinese to English.

Pittsburgh, Pennsylvania, US

• Surveyed different courts’ approaches to attorney-client privilege in the context of internal investigations.
• Researched DC tax code to help nonprofit organization obtain a tax exemption number.
• Prepared memorandum for mortgage servicer about the effect of filing Form 1099-C on subsequent debt collection.
• Reported House Financial Services Committee hearing on the Financial Stability Oversight Council.
• Reviewed a mutual fund’s prospectus and an investment advisor’s annual report for SEC disclosure compliance.
• Updated treatise on broker-dealer regulation with information about recent FINRA disciplinary actions.

• Draft Motions for Appropriate Relief, bench briefs, and replies for Wrongful Convictions Clinic clients.
• Survey Circuit Court interpretations of AEDPA’s procedural default provision, and the conflict between the state’s Brady obligations and the defendant’s due diligence requirements in preparation for a Supreme Court.
• Analyzed trial transcripts, interviewed witnesses, and conducted legal research for the evidentiary hearing of a 37-year-old murder case including Brady violations, due process violations, and ineffective assistance of.
• Researched standards for dismissing a complaint on the pleadings, and drafted sections of a Fourth Circuit appellate brief representing an exoneree in a §1983 action.

Juris Doctor (J.D.)

Ba, English, Psychology

Victorian Fiction And Poetry