Paul Joshi Email & Phone Number

Analytical and detail-oriented professional with comprehensive experience optimizing credit processes as well as reducing bad-debt losses through creation and execution of effective corporate credit policies.Visionary and results-driven leader, known for building and directing cross-functional teams, while providing training to staff on industry best practices, regulatory compliance, and credit risk management tools. Equipped with vast practical experience in managing credit controls, overseeing underwriting, and monitoring clients’ financial health. Deeply familiar with all facets of capital market and FinTech industry operations and Strategy. Articulate communicator, adept at liaising with colleagues, senior management, clients, and external agencies by employing extraordinary interpersonal communication skills. Possess in-depth knowledge of fixed income industry, including credit/market/operational risk management, asset underwriting, ABS/CLOs and structured securities, interest rate products, and financial services business development. Instrumental in executing various technologies and software applications, such as Bloomberg, Microsoft Office (Excel & PowerPoint), and Tableau.Areas of Expertise:• Value at Risk (VaR)• Economic Capital Modeling• Team Building & Leadership• Financial Reporting & Analysis • Monte Carlo Simulations• Counterparty Credit Analysis• Risk Assessment & Mitigation• Technical Support & Integration • Cash Flow Modeling & Analysis• Written & Verbal Communication• Regulatory Compliance & Assurance• Risk-Adjusted Return On Capital (RAROC)Signature Accomplishments:• Streamlined dataflows by providing invaluable domain expertise to the technology group.• Enabled the office of the CFO to identify clients with the best risk-adjusted returns and revenue streams by developing an innovative economic capital model.• Designed and implemented cutting-edge risk dashboards by collaborating closely with database engineers and technology professionals to effectively monitor and track the company's risk exposure.• Established client risk limits, managed margin/collateral requirements, as well as devised robust default management and trade liquidation policy by authoring comprehensive corporate governance documents for Nasdaq Fixed Income.• Enabled FinTech companies to develop highly successful business models by offering strategic input and advice.

Listed skills include Structured Finance, Capital Markets, Structured Products, Fixed Income, and 22 others.