• Strategic, Financial and Operational Planning;• Governance;• Financial Modeling;• Information Modeling for decision making;• M&A, Integrations of Mergers of acquisitions, elaboration, definition and execution of the 100-day Plan, as well as the entire portfolio of performance indicators;• Change management and communication in deployment projects (Systems and tools) and BUs• Design of Structural Reorganization and Project Office-PMO• Directly responsible for monitoring the BP (Business Plan) of Tese and acquired companies, as well as capturing synergies• Operational efficiency projects;• PMO Integration Management Office (IMO - M&A)

Strong performance in Management Consulting: Financial Modeling, Valuation, Strategic Planning, Governance, Turnaround, M&A (Valuation, negotiations and 100-day plan), new business development, negotiations and fundraising.Specialties: Governance, Strategy, Management and CapitalSectors: Distributors of medical hospital products, sthetics clinics and distribuitors, distributors of PET products, distributors of products for Aesthetics, Mining and Metals, Transport and Logistics, Food, Industrial products, Education, Agribusiness, Retail, IT, Financial Services, Event Companies (corporate and public ) among others.

• Planejamento de Crédito;• Bases informacionais (BI) para geração de modelos;• Pesquisar e avaliar a capacidade creditícia dos clientes;• Criar modelos de pontuação de crédito para prever riscos;• Avaliação de taxas de juros para concessão de crédito (Países LATAM);• Negociar condições de empréstimo com clientes;• Monitorar pagamentos (Contas a Receber/Cobrança);• Negociações e follow-up com clientes para gerenciar liquidação de dívidas e renovações de empréstimos;• Garantir Regulamentação (Órgãos regulatórios, Relatórios etc.);• Desenvolver, revisar e atualizar as políticas de crédito

• Monetization and monitoring of VRO / Analytics digital initiatives;• Business Owner (Product Owner Head) ensuring the deployment and assertiveness of new products / features (MVP's) with the teams (squads);• Dashboards to support rituals (diaries, reviews, etc.) with PO Product Owner, Scrum Master and UX / CX - Integration Jira, Klipfolio and PowerBI;• Refinement of ideas, drawings and process definition for new Digital initiatives;• Alignment between product streams, product owner and Scrum and UX participant to develop digital initiatives;• Studies to ensure the deployment of new products / initiatives (MVP) in the customer journey on digital channels such as APP, WhatsApp and other digital channels;• Accuracy of estimated financial and non-financial return information and use of new initiatives (OKR's);• Preparation of Business Case for fundraising with AT&T (US shareholder) and monitoring the adherence of return triggered by the financial profitability of projects / sprints;• Budget management (Opex and Capex) for a digital transformation area.

• Digital Transformation - planning and performance ("Agile model" performance measurement, development progress measurement, benefits (UX & CX) and financial profitability of projects / sprints);• Project management;• CRM projects (Analytics, selfcare,Digital Transformation);• Operational efficiency projects;• Process mapping (Diagnosis / Prioritization, development of actions, Implementation and follow-up);• Zero Base Budget Projects;

• Financial Planning;• PMO;• Turnaround, Valuation and Strategic Planning;• Finance Superintendent "payments method company";• Business Partner Analytics in Pharmaceutic/Crop-Science company "3 months - project";• Zero Base Budget and Cost projects;• Process mapping (Diagnosis / Prioritization, development of actions, Implementation and follow-up);• Operational efficiency;• Business Intelligence projects: Tableau, "Microstrategy 9 and 10", PowerBI, QlikView, IBM Cognos BI, Planning and TM1• Development of prototypes and solutions for business analysis "Performance", indicators, financial results and budget.• Functional business mapping and specification for BI & Analytics tools implementation;• Advanced MS Excel and Dashboards trainer

Dashboards to follow results in Health and Benefits segment

• Studies on the health market "materials , surgeries , medicines' costs of procedures in business intelligence platform;• Analyses Market Share " Brand X Market " ;• Market Information Consulting - Bricks aggregate customer information ;• Qualification and enrichment of information from the health insurance market;Analyzes of disease costs " cost effectiveness , adherence and persistence , Impact Budget "

• Strategic Business Manager - Focus on analysis of hiring and negotiations with providers;• Project for care line management - medical protocols , hospitals, patient - focused compliance costs.

• Operational efficiency projects including diagnosis of the operation, review and corrective action plans for process improvement and business performance. focus on revenue growth and cost reduction (Finance, Planning, Strategy, CRM, MKT and Operations);• Projects to review costs production "Industry"

• Bases informacionais (BI) para geração de modelos;• Gerenciar o portfólio de crédito;• Reports de Risco (capacidade de crédito do cliente, a definição de limites de crédito)• Insights de novos produtos de crédito• Pricing de Produtos

• Manager of Management Information Receivables "Billing, Accounts Receivable, billing resources and collection"​;• Studies and Analyses to Senior Board, Executive Committee and Board of Directors about performance of the receivables portfolio through indicators.• Management through indicators and dashboards;• Internal and external audit processes, provisioning, Constitution of standards About the portfolio of receivables;• Leader in structuring the Accounts Receivable area - controls and accounting• Leader Process Mapping, Control Implementation and interaction with the service and billing process.• Negotiations with major clients - Over $ 5MM• collection portfolio of control through indicators;• Implementation of Corporate Systems Control;• IN Responsible implement accounting and provisioning method of calculation of loan losses "allowance for possible loan losses"​ along with the Superintendent and Board;• Creation of the main indicators of Receivables "Performance monitoring of and control".

• Manager of the Receivables and Management Information Department ;• Loss Control, cash generation , collection , accounts receivable• Managment through indicators

• organize and conduct the budget process;• Support areas as Business in the budget;• zero based budgeting - ZBB;• Budget Management Model (projection model and not managerial change PROPOSALS), Budget Balance Sheet and Cash Flow;• Presentations to Board of Directors (book Budget);• Forecasting and Budget adjustments"​• Weekly Previews result;• Monitoring and Reconciliation of managerial closing x Accounting closing;• P & L​;• Actual vs budgeted analisys, financial indicators calculation and determination of cash flow;• Monthly presentations paragraph results meeting;• 5YPlan - Financial Economic Projection• Preparation of Business Indicators "Business - Volume Price vs vs Revenue, Production and Logistics Indicators"​ Operations ", call center - service, Accounts Payable and Receivable, Business - Quality and People Management

Consultant in Financial Planning and Budgeting solutions.Specialist Cognos Planning.Identify Business Rules and Data Sources interviewing users responsible business;developing prototypes Cognos Experience in large business projects in companies like Camargo Correa and VALE.Main Responsibilities in project VALE:• Process Mapping control and Budget: Current Situation, proposal, diagnosis and Implementation Plan, Report and Final presentations;• Business Intelligence: Business Mapping, strict requirements analysis, prototyping Business (views and hierarchies) conceptual, Review stringent requirements, gap analysis, requirements of Business.• Tools used: IBM Cognos BI "Analysis, Report Studio and Dashboard" and IBM Cognos Planning.

Financial planning and Analyses with responsibility to support and Corporate Board in business decisions, analysis of results, coordination of the budget process , projections and Financial Studies with goal of improving performance of the Organization.

• organize and conduct the budgeting process• Support the business areas in the budget;• Budget Management Model;• Presentations to the board in the budget process ( budget book ) ;• Forecast "​ projection and budget adjustments "​• Weekly Previews result ;• Monitoring and reconciliation of management accounting closing x closing ;• P & L ;• Monthly presentations to meeting results;• Development of contribution margin by business partners ;• Preparation and presentation of results "​ Profit Share" business partners.• Project hyperion planning

• Consolidation of information and analysis of results for the corporate segment;• Analysis of Profitability, its multiple dimensions "Regional Business Directors, Superintendents and Managers"​;• Performance evaluation of major products'​ profitability, market share, revenue share and cost reductions, allowance for possible loan losses and expenses "​.• Forecast of Development, Budget and projections of revenues and expenses;• Annual Budget Planning;• Financial Planning for joint venture project "business partnership"​;• Structuring the credit portfolio of information "duration"​ for composition Receivable Funds "FIDC";• Financial analysis and credit portfolio of viability for credit transfers;• Preparation of Financial Reports for Credit Card Flags (VISA and Mastercard), responsible for financial analysis and portfolio of customer base;• Preparation and monitoring of financial results reports to shareholders and business partners;• Profit Planning and product losses for the products of the Credit Card.

• Development and implementation of ERP and MIS (Management Information System) enterprise and developer BI tool "Business Intelligence"​;• Key Performance evaluation of products' profitability, market share, revenue share and cost savings and expenses.• Monitoring of Managerial Income Impoundment;• Support for managerial and strategic decisions of the Administration, through economic and financial analyzes;• Monitoring, collection, analysis, competitive data, indices and financial indicators and other business information;• Planning, preparation, control (Real x Budgeted) and consolidation of budgets (Budget);

• Planning and control (Real x Budgeted ) and consolidation of budgets ( annual Budget ) ;• Project Evaluation expenditure "​ costs for production materials or live transmission x Available Budget"​ ;• Financial Projections ( Forecast ) ;• Responsible for control of 3 products "​ Jornal Hoje , Jornal da Globo and Globo Rural "

• Credit Analysis and conducting collection;• collection of analysis in judicial means and Credit Recovery (Provision Bad Debt) ;• Roll-rate , indicators and actions to reduce loss ;• objectives Development of collection management controls for branch managers .

• Responsible for performing the billing process to Covenants ;• Responsible for performing accounts receivable and Glosses - conciliation and control Receipts• Responsible for consolidating cash flow - Entries "Accounts Receivable , Accounts Payable and cash available for investments.