José P. Vega Email & Phone Number

Latin America

Cover Genius’ vision is to protect all the customers of the world’s largest online companies by becoming a world class protection distributor.We are one of the World's most innovative and fastest growing InsurTech companies. A multi-award winning insurance industry disruptor, we work with multiple underwriters around the World to deliver regulated policies to dozens of the largest internet companies. Our partners base includes the likes of Booking,com, eBay, Amazon, Skyscanner, etc.Cover Genius’ award-winning technologies include XCover, a distribution platform providing coverage for any line of insurance in any country, language and currency. XCover was developed after the early success of our first platform RentalCover in the mobility space. Underpinned by our global insurance licensing framework and a capability to make customers central insurance experience, the two platforms protect millions of customers per year.For more information about Cover Genius, visit www.covergenius.bizFor more information about RentalCover.com, visit www.rentalcover.comInterested in selling insurance on your site? Email: partnerships[at]covergenius.biz

Latin America

Providing value added to consumers and corporations through assistance services and insurance solutions.Developing innovative customer insurance programmes on behalf of automotive, affinity and financial partners.Maximize success to our partners by delivering specific KPIs whether it be income, penetration rate to finance contracts, marketing campaigns or targeted NPS.

Latin America

Responsible for all Strategic Initiatives in the Region via mergers and acquisitions, joint-ventures & alliances, and development of new market opportunities for the different business units.Specialised in B2B2C insurance solutions across sectors such as Automotive, Equipment, Consumer, Mobile, Commercial and Financial. Structured POS & Digital insurance and reinsurance for OEMs, distributors, retailers, financial institutions and TPAs.Developed customised specialty insurance programs driving our partners’ business forward, increasing market penetration and enhancing customer satisfaction.Background: AmTrust Financial Services acquired significant insurance entities from General Motors subsidiary GM Financial. Both Maiden & AmTrust share the same majority shareholder.

Sao Paulo Area, Brazil

Responsible for Maiden Holdings' business development activities in Latin America including definition & implementation of strategy, and account management of current and future Regional business.Developed innovative customer insurance programmes on behalf of automotive partners (i.e. Financial Captives & OEMs) utilising a blend of insurance & reinsurance structures. Many of them either regional or global.Maximised automotive specific KPIs to include income, penetration rate to finance contracts, accident repair volume, aftersales revenue, parts profit or marketing campaigns.Background: Maiden Holdings' acquired significant insurance businesses from General Motors subsidiary GM Financial.

São Paulo Area, Brazil

Responsible for the implementation & business development of insurance products and related services to support GM Financial, General Motors, its dealer franchise & their customers, across LatAm.Managed the Regional P&L generating over US$ 40M in Fee Income out of a total GWP of circa US$ 300M.Redesigned GM Financial´s Insurance strategy by localising & managing a team of Country Insurance Managers and support staff across LatAm.Generated & helped structured reinsurance opportunities for General Motors RE by negotiating quota share reinsurance with our different local insurers across LatAm.Negotiated contracts and partnerships with insurance brokers & carriers at local and regional level maximising fee income and quality of service.

United Kingdom

Insurance Underwriting, Business Development & Key Accounts Management across South Europe within the Automotive and Equipment Industries.Structured lease and loan related insurance products and services for vehicle & equipment, lenders, lessors and OEMs.Developed risk management programs, as well as fee income and product enhancement programs to financial institutions, including vehicle lenders and lessors, commercial equipment lessors, mortgage lenders, and automobile OEMs.

Uruguay

Client acquisition & Corporate Cross-Selling of Asset Based Financed products.Originated & Structured finance solutions to corporate clients (turnover > US$ 50m) through self-funded or syndicated loans backed by assets or leasing operations. Managed several Credit Programmes & Private Label Vendor Financings with P&L responsibility across different industries (e.g. Real Estate US$ 50M, Transportation US$ 12M, Construction & Agriculture Equipment US$ 6M).

Uruguay

Developed and implemented sales strategy to compete in Uruguay’s pension funds market.

Mba, Finance & International Business

Msc., Agricultural Economics

Diploma, Economics

Bsc., Agricultural Engineer

Primary & Secondary Education