Jennifer Winters, Cams Email & Phone Number

Boston, MA, US

Strategic implementation and oversight of operational risk management to mitigate exposure to risk resulting from inadequate or failed internal controls and processes, people and systems, or resulting from external events. Direct oversight of Vendor Management, Model Risk Management, Issues Management, and Risk and Controls.

Greater Pittsburgh Area

Provide strategic leadership and oversight and risk management practices for AML and Sanctions risks for the retail bank and its direct lines of business, including consumer and commercial deposits and loans, credit card and prepaid instruments, alternative payment methods, products, and channels, and electronic banking. Provide thought leadership to drive.

Maitland, FL

• Applied my experience, knowledge, and skills to design and execute a risk-based AML and OFAC program from the ground up. This required unique tailoring for a non-traditional financial services company and required.
• Strategic planning and design and implementation of AML compliance structure and program
• Design proprietary in-house monitoring solution (patent application submitted), SCO 50 2017 award for innovative RegTech solutions
• Serve as a subject matter expert and provide advice and guidance regarding applicable regulatory requirements
• Develop Know Your Customer Risk Methodology and Customer Risk Rating process

Jacksonville, Florida Area

• Responsible for the oversight and administration of the BSA/AML and OFAC programs and served as the subject matter expert to provide advice and guidance to management, compliance and business lines within the.
• Redesigned the bank’s AML program and achieved alignment with CIT Groups Corporate Global AML compliance initiatives
• Enhanced the bank’s risk assessment and remediated gaps in transaction monitoring and onboarding of new customers
• Led creation of the rules and alerts for the bank’s new automated surveillance system
• Promoted ongoing collaboration and effective communication with the bank’s Fraud team to ensure that fraud incidents were reported to AML for suspicious activity review

Responsible for the oversight and administration of the bank’s AML/BSA and OFAC programs. Conducted gap remediation of existing BSA/AML controls. Implemented quality assurance testing of automated surveillance systems including alert tuning and managed key relationships with regulatory examiners. Played a key role and advisor in the bank’s new product and.

Reporting directly to the Board of Directors, I developed, implemented and administered all aspects of a BSA/AML and OFAC compliance program including but not limited to; policies and procedures, internal controls, risk assessment and risk based methodologies, automated software applications, employee training and regulatory and management reporting.

Managed and operated all aspect of retail banking center, ensure office sales goals were met and assisted employees their personal develpements. Oversight for adherence to compliance regulations and regulatory education related to USA PATRIOT Act. Developed and promoted CIP process for the office location in accordance with Corporate Procedures..

Financial Forensics And Fraud Investigation

Financial Crimes Investigator Certification

Business Managment With Honors

Criminal Justice

Criminal Justice