Junaid Latif Email & Phone Number

London, England, United Kingdom

London, England, United Kingdom

London, England, United Kingdom

London, England, United Kingdom

London, United Kingdom

Structured finance-Managing of warehouse line on asset side ensuring originated assets are within funding and company risk appetite.-Monthly pricing of products to be originated.-Structuring of RMBS on liability side.-Providing analysis on new products and various metrics to ensure concentration limits are not breached.-Advanced SQL, creating complex queries to manipulate and analyse data from complex portfolios and creating models to determine CPR, CDR, Roll Rates, arrears etc.-Highly Proficient in using all Fitch models such as ResiGlobal and PCM.-Able to mimic asset and liability side cashflows, modelling liability side cashflows through waterfall to determine net expected loss as per Fitch RMBS criteria using the gross portfolio expected loss determined by ResiGlobal.

London, United Kingdom

• Analysis of asset-liability cash flow structures.• Implementing high level data manipulation to conduct default, recovery and cashflow modelling. • Lead analyst in assignment of ratings covering Collateralised Loan Obligations, Synthetic Securitisations (CRE’s) and Consumer ABS. • Reviewing of legal documents related to European structured finance transactions (legislative documents, transaction prospectus, swap documents (ISDA’s), etc)• Leading and supporting analyst assignments of ratings to transactions in other structured finance asset classes. Producing detailed structured finance analysis and press releases as well as producing extensive corporate finance analysis. (Reports published online) • Conducting thorough research of companies, analysing and scrutinising their balance sheets, profit and loss, cashflow. Analysing entire financial structure to determine financial debt structure, stressing various elements to determine which aspect of the particular company is most likely to contribute to financial stress. • Conducting SWOT, Porters Five Forces on companies to be able to chart risk and future projections with respect to relevant industries.• Communicating with rating transaction arrangers and originators to understand asset characteristics and structural features of structured finance transactions.• Conducting on-site reviews of underwriting and servicing of transaction originators from an operational risk perspective.• Preparing rating proposals for presentation to internal rating committees• Communicating rating rationale to investors and other market participants through presale reports.• Surveillance of asset transactions, ensuring that previous transactions are performing as per the clauses set out within the deeds, conducting financial analysis on current figures and creating KPI reports to be published.

London, England, United Kingdom

• Responsible for reporting on a real estate portfolio of residential BTL properties and commercial properties rented to blue chip companies. • Conducting analysis on yield optimisation through research and cost analysis of extension and unit builds on REO sites. This entailed liaising with surveyors and architects to find cost effective uses of additional land space on owned sites. Looking at build costs, internal borrowing at GDV, rental valuations and return.• Rental review valuations on a portfolio of owned and managed properties. • Providing market insight and analysis to assist management in the selection and allocation of investment strategies.• Led due diligence processes with lenders and contractors, ensuring internal guidelines were met.• Evaluated investment performance and presented comprehensive analysis on investment results relative to forecasts and expectations.

Master Of Engineering - Meng, Chemical Engineering

Master Of Science - Ms, Investments And Securities