Jason Standfast Email & Phone Number

Melville, New York, United States

Old Westbury, New York, United States

Assisted with multiple National Science Foundation funded research teams including ACOSUS.Made large contributions in research methodology including manual review and software development for automated acquisition of data, natural language processing, data cleaning, and various creative tasks.Large scale data collection of Twitter data and Reddit data using Python programming language, pandas, Twitter and Reddit APIs, and third-party libraries and API wrappers to obtain sufficient data for our research.Exploratory analysis, data cleaning, manual data review (large contribution to research and used for comparison of data models against human labeled data), and organization performed.Data mining tasks were performed to determine sentiment and topics of the data using GPT, BERT, T5, Llama, LDA, NMF, NLTK library including VADER.Lead author of publication submitted to ICWSM conference on September 15, 2023.Equal 1/3 lead author of publication submitted to SDM conference on September 22, 2023.Presented research among internal peers as well as external stakeholders to convey technical material in non-technical way.

Melville, Ny

• Managed teams of sales assistants, underwriting analysts, underwriters, and third-party associates (attorneys, real estate agents, title companies, appraisal management companies, credit reporting agencies) to ensure coherence through the loan application process.• Managed expectations, deadlines, and operations team to coordinate and successfully close residential mortgage transactions totaling over $40,000,000 in volume per year.• Regularly solved challenging loan application issues by utilizing nuanced and misunderstood guidelines, creative calculations of income, assets, and credit quality, and unique loan products designed for unconventional applicants.• Utilized Ellie Mae Encompass, FNMA DU, FHLMC LPA, USDA GUS, Xactus Credit Reporting and Repair software, Blend Applications, and Optimal Blue Banker Pricing System (as well as others) to analyze the quality and pricing threshold for borrowers.• Obtained deep understanding of agency and institutional guidelines through experience, research, and collaboration to be recognized as the leading underwriting guideline expert in the branch.

Melville, Ny

• Worked with integrated software systems including Ellie Mae Encompass, CoreLogic Fraud Guard, Xactus Credit Reporting, TheWorknumber.com, FNMA DU, FHLMC LPA, and more to establish accurate borrower ability to repay per agency guidelines.• Successfully processed and closed 100+ mortgage applications per year with a 0% defect rate.• Provided excellent customer service to applicants as well as the sales team (considered our internal customer) by going above and beyond my role and delivering 100% satisfaction.• Performed consistent analysis and review of borrower income, assets, credit, identity, and details of real property in the pursuit of a smooth and profitable mortgage transaction for all applicants.

Melville, New York, United States

• Initiated loan approval process for new borrowers by analysis of documentation, communication, and available loan products.• Initiated third-party orders including appraisals, credit reports, tax transcripts, title reports, CEMAs.• Ensured adherence to compliance standards for each loan throughout the origination process including compliance disclosures.• Provided early analysis on borrower qualifications prior to submission to underwriting and initial approval.• Verified loan quality throughout the origination process via compliance guidelines, qualifications, and third-party cooperation.

Bachelor'S Degree, Computer And Information Sciences, General, 3.76

Activities and Societies: SUNY Undergrad Research Conference 2023, Academic Honors 2023.• Graduated Magna Cum Laude with GPA of 3.76 •.

Associate Of Science - As, Computer Science, 3.95

Computer Science