Todd Lehman Email & Phone Number

Greater San Diego Area

BodeTree helps financial institutions build stronger lasting relationships with their small and medium business customers. We provide the tools that every small business owner needs to visualize their financials and make stronger, more confident business decisions. We do this by taking the best financial tools used by Fortune 500 companies and making them simple, affordable, and easy.BodeTree provides the tools and insights necessary to enable small and medium business success, while enhancing the efficiency, growth, and profitability of the financial institutions providing necessary capital.

Greater San Diego Area

Strunk has developed and implemented successful profit improvement programs for hundreds of community financial instutions over a period of more than thirty years. In addition to our core Overdraft Privilege Service (ODP), we offer other simple programs that help financial institutions boost the profitability, customer loyalty and regulatory compliance of their core customer base.Increased regulation and economic conditions have converged to lower loan demand, compress spreads, and limit fee income opportunities. Fee income has been declining since 2008. Today, more than 80% of the typical FI’s customer base is a drain on profits.Strunk provides the focus, experience and resources required to increase the value of the 80% of that customer base that is unprofitable…with no risk to the institution.

Greater San Diego Area

Sales and Strategic Partnership DevelopmentFinagraph is a revolutionary new technology solution that changes the way financial professionals interact with their clients. This powerful software allows financial advisor to electronically capture data contained in their clients' accounting systems, provide analysis of the financial health of the business and put the information into an easy to read dashboard. Finagraph provides instant visual access to the health of a business.• Finagraph reads financial data directly from the borrowers accounting system • Done in 30 seconds! – Finagraph collects the data, calculates and generates reports• Created Instantly Assets to Liabilities ratio Debt to Equity ratio Income to Expenses ratio Inventory Turnover Analysis RMA Industry Trends comparison Borrowing Base Certificate AR Trends Reports BBC Trending AR aging Concentration Analysis Baseline (Hindsight) Analysis – Business Historical Financial Performance• Data You’ve Never Seen Before - Discover trends and see calculations for every customer of your borrower.• Greater Risk Mitigation - The bank receives timely and accurate borrowing base information, “REAL TIME” for optimal analysis and lending decisions.• Increased Efficiency - Manual steps are minimized allowing the bank to grow and accommodate more lines of credit with existing credit resources.• Improved Customer Experience - Providing information is simplified and more convenient for your borrowers, even in situations requiring increased reporting frequency.

Sales of ProfitStars lending solutions to financial institutions in 15 western states. Specific focus on asset based lending and commercial loan and deposit pricing.ProfitStars is a division of Jack Henry & Associates that provides solutions to improve the performance of financial institutions and diverse corporate entities.ProfitStars Asset Based Lending Solutions provide financial institutions the resources, technology and expertise to increase small business lending. The loan pricing solution gives the financial institution the ability to refine the loan pricing process. The institution can make pricing decisions quickly based on empirical data and drive discipline across the organization.

Goldleaf Financial Solutions provides a full suite of technology-based products and services that help community financial institutions improve operational efficiency and customer service, gain a competitive edge in the marketplace, increase profitability and satisfy regulatory requirements. Our comprehensive suite of outsourced solutions enables your institution to access current, best-of-breed technology, without the substantial capital expense.

Selling software and research information to Fortune 500 companies in the Banking, Legal, CPA, Insurance and Financial Services industries. Primary responsibility was for $2 million sales goal. Secondary responsibility was as a sales mentor/consultant to the CCH field sales force for the $4 million sales goal of the financial and estate planning product line. The field sales force consists of 120 sales reps in 50 states.