Led a team of Business and Data Analysts in scoping and designing new credit risk and collections strategies and develop analytical frameworks to track strategy benefits, resulting in improved financial outcomes and enhanced customer experiences.Key Achievements:• Designed and implemented multiple initiatives helping the business achieve financial and customer satisfaction KPIs • Introduced new frameworks to forecast and monitor performance of Credit Risk and Collections strategies, allowing the timely promotion and scaling of successful initiatives, maximising strategy returns on investment• Implemented and monitored Credit Risk scorecards mitigating credit risk during originations, collections and recoveries processes.• Introduced new processes to ensure timely execution of daily tasks to support collections strategies, including assurance monitoring and manual processes complementing automated strategies.• Embedded new assurance and incident management frameworks to reduce regulatory and non-financial risks.• Mentoring and Development of analysts to form cross functional teams and maintain business operational continuity

Led a team of Data Analysts in delivering data tools and analysis, enhancing visibility of financial performance through operational reports enabling timely data led decisions.Key Achievements:• Implemented new processes to prioritise and manage pipeline of analytical workload.• Developed new dashboards to ensure successful execution and performance of all different processes of Credit and Collections and Hardship.• Led the delivery of analysis to identify root causes of issues affecting collections performance and customer satisfaction.• Lead the migration of reports to from office to Tableau• Provide visibility to senior management of financial performance of different processes of Credit and Collections• Introduced new forums to share insights and recommendations to improve Credit and Collections performance

Responsible of building data tools to automate processes and reports to identify opportunities for enhancing credit strategiesKey Achievements:• Introduced new methodologies to forecast expected benefits of initiatives • Created scripts and reports to measure performance of different collections strategies • Developed assurance tools to ensure collections strategies operated in alignment with their designated design• Conducted comprehensive root cause analysis for issues and incidents, facilitating data-driven decision-making.

Building New Zealand Bureau's Comprehensive Credit Reporting scores and delivering credit risk and fraud solutions to regional lenders, telcos, and utility companies in the Asia Pacific Region.

My research project during my masters of finance was to construct and compare the effectiveness of 6 different models commonly used to hedge currency risk. I had to review most relevant literacy on currency hedging, find right data series, construct the models and run tests to check their validity and finally compare them and write conclusions. For this job I obtained a grade of distinction and got my masters degree.

In this role my main responsibility was building credit scorecards of different subprime credit products such as public transport vehicles, education and factoring

In Interbolsa I was responsible of designing and running trading strategies in exchange rates and fixed rate bonds, by using data analytics and economic theory to predict short term market movements.