Juan Choco Email & Phone Number

Levallois-Perret, Île-De-France, France

Levallois-Perret, Île-De-France, France

Controlled and advised on the granting policy of several entities in different geographies. This included understanding different consumer credit products (personal loans, debt consolidation, retail, auto, and LOA). Also developed guidelines, policies and controls for the granting of new products (such as buy now, pay later, deferred payment, renting, etc.) and technologies such as open banking and DSP2.

Managing the forecast of Cost of Risk, monthly follow-up, and recalculation of transition matrix for PD/LGD.Valuation of portfolios for sale.

Buenos Aires

Working at the Risk Managment Department (Personal finance) generating reports, KPIs (FPD, roll rates, vintages, etc.), and models to aid decision makers. Simulation in changes of risk policies and managing the decision engine for granting and collecting loans.

Vicente Lopez

Programming and supervising the decision tree for granting and collecting credits. Simulation of effects in the change of policies and recommendations to maximize benefits.

Buenos Aires

AAC Nielsen Marketing Mix team. Work with econometric models (panel data and non-linear methods) in order to provide marketing ROI results and guidance for future investment (TV, On-line, in-store campaigns, etc.), mainly for retail brands of leading companies in the US.Customized variables needed for each project. Econometric modelling and descriptive statistical analysis and reporting done mainly in SAS.

Buenos Aires

Delivering financial services to Accenture engagements. Using SAP and Excel as tools, the daily tasks included:-Accurate reporting and forecasting of the lifetime of the project.-Profit optimization-Cash flow maximization-Pricing of new projects.-Compliance with US GAAP and Internal Controls

Mar Del Plata

Tax Office - Processing of Economic Census of the cityDone some mining on the debtors database in order to detect wrong or not up to date information.

Master'S Degree, Econometrics

All (120) credits acredited, thesis left.

Licenciatura, Economics

Google Cybersecurity Certificate

Python Level I