Experienced Small Business Relationship Manager with a demonstrated history of working in the banking industry. Skilled in Cash Flow, Commercial Lending, Banking, Credit Analysis.Manage Book of Business client growth, retention and new acquisition. Refer to my partners for opportunities in Merchant Services, Home Mortgages, Investments, Cash Management, and ADP. Specialize in Conventional financing for growth and acquisition, SBA Lending as well as Business Line of Credit Facilities for short Term working capital needs (lines can go up to $150k unsecured) and Owner Occupied commercial financing as well as Equipment Financing. Handle entire process from sourcing to closing.

Note: Corporate Restructuring in July's 2016, Senior Business Bankers were transitioned to Commercial Bank, ( $5.0mm to $50.0mm is annual revenue).November 2016, my position at PNC Bank was eliminated. I was with PNC Bank for approx 32 years.June 2014 Title Change to Senior Business Banker reflecting Segmentation for specializing companies with Sales between $3.0 to $10.0 mm.Promoted to Vice President and Business Banker III in July 2012.Provide Cash Flow Solutions for Book of Business clients as well and acquiring NEW to bank. This included acquisition, growth and retention. Make referrals to my partners, which include Treasury Management, Merchant Services, Wealth Management, SBA lending and Investment Real Estate.Closed approx. $7.0mm in Commercial Loans each year. Joined PNC Bank's Business Banking Group January 2006 as a Assistant Vice President.March 1985 – January 2006 (20 years 11 months)Licensed Financial Sales Consultant/ Assistant Mgr/Credit Analyst/Head Teller/ TellerHas had various positions within organization.Was a Licensed Financial Sales Consultant, Series 6, Life and Health, Sold All Bank products as well as Annunity Products.Also held other positions: Assistant Manager, Sr. Customer Service Rep., Credit Analyst, Head Teller and Teller.