I am an Agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Maryland, District of Columbia, Virginia, New York, New Jersey, Texas, Florida, North Carolina, South Carolina, California (#4048453), Colorado, Michigan, Pennsylvania and Washington. No insurance business may be conducted outside these states referenced. Additionally, I am a Registered Representative of and offer securities products & services through NYLIFE Securities LLC, (Member FINRA/SIPC), A Licensed Insurance Agency and a New York Life Company. In this regard, this communication is strictly intended for individuals residing in the states of Maryland, District of Columbia, Virginia, New York, New Jersey, Florida, North Carolina, California. No offers may be made or accepted from any resident outside the specific states referenced. 9861 Broken Land Parkway, Suite 150, Columbia, MD 20146.410-740-3052 I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Please contact me to help you fully analyze your needs and recommend appropriate solutions. Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success. I am not licensed in all jurisdictions