Credit Investigator in the Commercial Loan DepartmentNewly established credit department, assisted in the establishing of written and oral procedures for giving credit references regarding our customers.

Consumer Loan Department as secretary to the Senior Vice PresidentResponsibilities included:· Preparing monthly reports for the Board of Director’s Meeting· Preparing consumer loans· Compiling Weekly Consumer Loan Reports· Preparing End of Month Reports on all Barnett Branches· Compiling Repossession Report· Filing suits with Small Claims Court

Prepared Commercial Real Estate Spreads

Manage the Office PersonnelDaily ReportsMonthly Branch AuditsOpen and Close BranchSales and Service of Bank AccountsSales Calls

Assist Commercial Lending by obtaining and assembling information for loansOrder surveys, title work, flood, tax and other pertinent documents for loan documentationReview all title work to check for exceptions and clear titleCoordinate the preparation of loan documentsWork with attorneys to schedule closingsReview past due reports for officersAssist customers with balance inquiries, loan payments, and transfersReview maturities listings and order files for renewalPrepare all documentation to complete and close renewalsMaintain construction loan filesReview construction loan requestsFund draw and documents files according

Open New Checking, Savings, Time Deposits & IRAResolve banking issues with customersAssist in Safe Deposit BoxesBalance Safe Deposit Payments DailyPrepare Payment Decisions on checking accounts

PayrollAccounts Payable/ReceivablesBudgetContributetion posting for GiversEnd of Year FinancialsPurchasing of Supplies/EquipmentOffice Manager

Manage the flow of work in the departmentProcess loan requests for closingsArrange loan closings with attorneysReview and process disbursement of all draw requestsPrepare Quarterly Participation ReportsFollow up for legal binders from attorney’s and complete Bank’s documentation fileGenerate and prepare Monthly Loans In Process ReportUpdate monthly Commercial Real Estate Loans Closed To Date ReportSupervise the Lakeland and Winter Haven Commercial Real Estate Loan Processing Departments