Julia Ruby Email & Phone Number

After spending over 15 years in the mortgage business, I’ve learned everyone’s goals are different. When we work together, I’ll sit down with you and listen to understand your unique situation. I’ve helped many clients purchase or refinance their first, second, and third homes, plus investment properties and vacation destinations. No matter your homebuying path, I’ll guide you with a personalized process. With everyone’s financial goals being so different, I take time to get to know every client individually. That way I can recommend the best mortgage solution for your goals and circumstances. My team and I have an extensive background with FHA, VA, USDA, conventional, jumbo, first-time homebuyer, and down payment assistance programs. Together, we’ll make a home financing plan fit for you. We go above and beyond to ensure 100% customer satisfaction because we care about everyone who walks through our doors. I want you to know that our #1 priority is to provide a smooth, stress-free experience from application to closing. We’re excited to be part of your home financing journey.Equal Housing OpportunityPersonal NMLS# 360609 Branch NMLS # 2039102 Company NMLS # 3029