Almost 2 decades of securing purchase and refinance mortgages from traditional and non-traditional sources. Prime, non-prime, hard money, SBA, non-QM/Jumbo, negative DSCR, HELOCs and closed end second mortgages. I cover almost every property type, including land. If I do not cover it, chances are high that I can recommend someone with a similar work ethic.CA DRE license: 01910180; NMLS #: 824818Professionals I bring added value to:-Mortgage Originator: wholesale hard money mortgages in 1st or 2nd position (not co-broker).-Real Estate Agent: increasing agents’ sales by using my extensive network and knowledge to qualify more buyers and help sellers with bridge loan options. -Financial Planner: helping clients achieve financial freedom through intelligent use of mortgage products.-Probate Attorney: solutions that allow heirs or siblings to retain real estate and buy out other interested parties with quick and easier qualifying programs.-CPA: providing clients with mortgage options to improve financial position, which can include solutions to payoff tax liabilities/liens. -Insurance Agent: leveraging their relationship with me to provide added value to their client’s overall financial protection and well-being.-Business Owner: improve bottom line through use of financial products that can expand operations, acquire commercial real estate, decrease expenses, and even alternative residential mortgage products not offered by retail banks. -Real Estate Investors: increasing profit margins, maximize leverage, or secure long term solutions. -Asset Managers: earning higher yields through quality individual trust deed investments secured against real estate collateral. -Referral Partners: Sharing your service with clients and other professionals. Not for any type of referral fee, but simply as a resource to grow our business network and reach in the communities we serve.

Insurance defense litigation with emphasis on construction defect. Also handled premises liability and intellectual property cases.Only civil procedure within southern California from Kern to San Diego; emphasis in Los Angeles and Orange counties.