With over 15 years of robust experience in the SME lending space, I have honed a deep understanding of the financial mechanisms and strategies that drive small and medium enterprise success in competitive markets. My journey has taken me through various leadership roles across prestigious banks in Singapore, where I have not only spearheaded numerous lending initiatives but also mentored and led teams to excel in their operations and client service.In addition to my SME lending expertise, I bring more than five years of experience in personal wealth management, helping clients achieve their financial goals through tailored advice and strategic planning. My approach combines a detailed, analytical perspective with a commitment to providing empathetic, client-focused service.