Julia Vercimak Email & Phone Number

Gilbert, AZ, US

Highly skilled and productive loan document specialist with in-depth knowledge and experience in the Loan Administration, Financial Advisor and Real Estate industries. Analyze financial opportunities, implement and maintain sales plans, and support policy updates. High performance in fast-paced environments with ability to multi-task and meet deadlines..

Alexandria, VA

• Loan Processor (Contracted to Pentagon Federal Credit Union)
• Communicated with borrowers within 24-hour turnaround about loan status.
• Maintained 100% zero finding on all audits of files.
• Collected all required documents required for approvals.
• Consistently ranked in the top ten on closings.

Federal Way, Washington

• Specialized in Chattel Land / Home lending
• Prepared Initial Loan Disclosures and Closing Documents.
• Ordered title, appraisals, and insured they were cleared and accurate.
• Prepared funding of loans and wired to escrow accounts.

Kent, Washington

• Loan Originator in all productsUtilized most up to date loan and mortgage regulations to ensure proper loan processing.
• Created new business prospects by establishing relationships with local referral networks and interviewed prospective clients for credit and financial data analysis.
• Solicited prospective mortgage clients and closed them with highly accurate loans.
• Specialized in Home Advantage down payment assistance, a state program, for first time home buyers

University Place, Washington

• Specialized in providing new construction home loans to builders and developers.
• Reviewed contractor building plans, estimates, work schedules, and budgets to ensure loan amount.
• Organized and processed contractor draw schedules, ensuring contractors completed homes.

Federal Way

• Ensured accurate packaging for Mortgage loans originated by Loan Officer, partnering exclusively under WFHM and builder.
• Processed conventional, FHA, VA, USDA Real-estate loans.
• Maintained an average pipeline of 60 loans and consistently closed 30 loans in a month.
• Gathered information and completed files from pre-approval to closing.
• Provided accurate input of loan information into system for processing.
• Ensured that all loan documentation was complete and accurate complying with company policy.

Spanaway

• Analyzed client’s financial portfolios to identify the best services and programs to aid clients in achieving their monetary goals, relating to loans, investments, mortgages, and savings.
• Reviewed financial history to determine credit worthiness to open accounts and loans.
• Visited small business establishments in immediate area and built rapport with shop owners, while gaining the Hispanic Community business averaging 15% of booked business.
• Received WOW Award through Gallup Survey 2010/Q1 and Q2, 5 out of 5; and 2011 Q1, 5 out 5.
• Obtained NMLS number through (SAFE).

Puyallup

Collaborated with cross-functional teams to deliver financial performance consistent with the company’s strategic goals and objectives while building a solid customer relationship.

Puyallup