Julie Schultz, Cams Email & Phone Number

Remote

Job Description:The BSA Quality Control (QC) Analyst is responsible for executing quality control responsibilities to ensure strict adherence to the Bank's BSA policies, procedures, and compliance with regulatory requirements, specifically regarding the Bank Secrecy Act (BSA), Anti-Money Laundering (AML) regulations, the USA PATRIOT Act, Know Your Customer (KYC) requirements, and Office of Foreign Asset Control (OFAC) regulations. This role involves critical attention to detail and will also be accountable for generating periodic reports (metrics) that will be utilized by the BSA Management team to analyze quality trends and patterns.Essential Duties of the BSA QC Analyst: • Perform periodic testing of all BSA Department processes such as but not limited to; alert dispositions, investigation, customer risk reviews, regulatory reports, CTR, and watchlist screening. • Analyze completed cases to ensure that analysis is completed and all required and relevant documentation supporting each review is provided. • Provide feedback as appropriate and ensure corrective actions required are completed timely. • Conduct research utilizing available systems, databases, and the internet, consistent with the resolution of investigations. • Analyze data and develop effective reporting for management. • Assists in updating and maintaining BSA/AML/OFAC policies and procedures to maintain compliance with existing requirements along with new and emerging risks to ensure an efficient and well-organized program. • Trend data to identify potential gaps and pinpoint discrepancies or inefficiencies. • Identify training needs based on themes identified through quality control reviews. • Draft procedure documents and working instructions, including visual aids when necessary, to support the written document. • Identify areas of improvement and present recommendations related to the Bank's BSA/AML program to the BSA Officer

Buffalo-Niagara Falls Area

Managed the Customer Due Diligence/Enhanced Due Diligence (CDD/EDD) team. Oversaw OFAC and 314(a) screening. Completed bank wide BSA and OFAC risk assessments, coordinating with other lines of business to improve controls related to BSA/OFAC risk. Liaised with examiners and auditors as the primary source for the CDD/EDD processes.

Buffalo, New York

Supervised a small team, assigned tasks, handled HR-related duties. Worked with manager to interview and hire new staff. Trained team members. Enhanced training and procedure documents. Participated in department-wide process improvement project. Conducted investigations and submitted SARs for filing as appropriate.

Warren, Pennsylvania

Worked alerts for customers scoring as high risk, reviewed subpoenas and referred potentially suspicious activity, submitted suspicious activity reviews for management approval. As the Customer/Enhanced Due Diligence team's trainer, I developed training documents for new employees and how-to guides for both new and existing employees. I trained staff, assisted in revision of procedures, forms, and the Customer Due Diligence model, and was noted by my supervisor as a “bridge” of communication between management and staff.

Warren, Pennsylvania

Worked alerts related to high risk customers, created some training documents, and trained the next employee hired for the department.

Pell City, Al

I reviewed CTRs, wires, and the MIL for compliance with BSA laws. I reviewed high risk customers and the 314(a) and OFAC lists. I evaluated potentially suspicious activity, as generated by software, other employees, and my own observations, and filed SARs as needed. I was also responsible for monthly reporting to the Board of Directors and for a yearly risk assessment. I was responsible for the training of bank staff in both of my roles, in addition to the online modules that the bank used for training. Regarding identity theft prevention, I monitored the effectiveness of the program, submitted monthly and yearly board reports, and completed a risk assessment of the program. I also reworked both the BSA Policy and Identity Theft Prevention Program to make them more efficient and to increase compliance with regulations.

Pell City, Alabama

Assisted in leading branch staff, trained new staff, performed duties including account opening, vault and ATM management, and teller services

Pell City, Alabama

Managed the vault, performed typical teller duties, opened new accounts, created a job description of head teller duties

Pell City, Alabama

In addition to teller duties, I kept track of vault monies.

Pell City, Alabama

Penns Creek, Pennsylvania

For two years, I taught various subjects to students in grades nine through twelve. During the third year of my employment at the academy, I served as its secretary.

Cams Certified, Anti-Money Laundering

Activities and Societies: Certified Anti-Money Laundering Specialist since January of 2014.

Bachelor'S Degree, Elementary Education And Teaching

Education record