Julie Smart

Julie Smart Email and Phone Number

SBA Lending Professional @ CDC Small Business Finance
san diego, california, united states
Julie Smart's Location
San Diego, California, United States, United States
Julie Smart's Contact Details

Julie Smart personal email

n/a
About Julie Smart

Small business lending professional with over 40 years financial institution experience, 18 of which are centered in SBA specific lending credit and operations.Seasoned executive with extensive community bank specific administration, human resources, credit administration, operations, audit program management, regulatory compliance and corporate governance experience.Experienced in merger/acquisition - preparation of sale due diligence, liaison with legal counsel, investment bankers, acquiring parties and the regulatory agencies. Possesses strong management and project skills in organizational integration and system conversions.

Julie Smart's Current Company Details
CDC Small Business Finance

Cdc Small Business Finance

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SBA Lending Professional
san diego, california, united states
Website:
cdcloans.com
Employees:
129
Julie Smart Work Experience Details
  • Cdc Small Business Finance
    Director Credit Administration- Small Business Lending
    Cdc Small Business Finance Jul 2016 - Present
    Pt. Loma Liberty Station
    Responsible for providing credit approval, managing funding and loan committee approvals; along with collaboratively developing, tracking and maintaining credit policies for the small business lending division and credit team education.
    View
  • Umpqua Bank
    Interim Executive
    Umpqua Bank Apr 2014 - Jun 2014
    La Mesa, California
    Retained post close to provide on-site leadership, personnel stability and corporate culture integration during initial acquisition transition period for Government Guaranteed Lending Division and the retail banking operation remaining in the La Mesa California location.
    View
  • Sterling Savings Bank, Dba Argent Bank
    Interim Executive/Sba Operations Director
    Sterling Savings Bank, Dba Argent Bank Mar 2013 - Apr 2014
    La Mesa, California
    Retained from Borrego Springs Bank acquisition as Interim Executive and on-going SBA Operations Director. Provided on-site leadership, personnel stability, organization and execution of corporate integration of all operating divisions of Borrego Springs Bank into the existing Sterling Bank infrastructure.Responsible for ongoing executive oversight of the government guaranteed loan portfolio and servicing operations. Integration of Sterling Bank SBA operations and newly acquired Commerce National Bank SBA operations into the La Mesa SBA platform.Acquired by Umpqua Bank, Portland Oregon, April 2014.
    View
  • Borrego Springs Bank
    Evp/Coo
    Borrego Springs Bank Nov 2002 - Feb 2013
    La Mesa, California
    Borrego Springs Bank is an SBA & USDA Government Guaranty Lender with three Deposit Branch Offices. Responsible for all aspects of daily operations and strategic planning for institution. Acquired by Sterling Savings Bank, Spokane Washington, February 2013.
  • First National Bank, N.A.
    Evp/Cao
    First National Bank, N.A. Oct 1996 - Sep 2002
    San Diego, California
    Managed Corporate Governance, Audit, Compliance and Human Resources functions of the Bank. Heavily involved in organizational development and strategic planning. Legal and Regulatory liaison.Acquired by what is now Pacific Western Bank - September 2002.
  • Bank Of Southern California - Bsc
    Vp/Credit Administration & Compliance
    Bank Of Southern California - Bsc Oct 1987 - Oct 1996
    San Diego, California
    Responsible for centralized Credit Services support function, loan compliance and CRA Officer. Regulatory liaison.Acquired by First National Bank, October 1996.

Julie Smart Skills

Sba Financial Analysis Credit Retail Banking Strategic Planning Loans Asset Based Lending Loan Origination Management Commercial Mortgages Risk Management Credit Risk Sba 504 Leadership Mergers And Acquisitions Loan Servicing Marketing Strategy Financial Services Financial Planning Team Building Community Reinvestment Act Credit Administration Human Resources Coaching Regulatory Affairs Compliance Internal Audit Internal Controls Board Of Directors Reporting Board Of Directors Presentations Corporate Governance Data Conversion Regulatory Submissions Regulatory Analysis Regularoy Documentation Operations Management Conversion Optimization Acquisition Integration Recruiting Financial Reporting Business Strategy Analysis Business Analysis Business Planning Team Leadership Cross Functional Team Leadership Legal Research Change Management Contract Negotiation Critical Thinking

Frequently Asked Questions about Julie Smart

What company does Julie Smart work for?

Julie Smart works for Cdc Small Business Finance

What is Julie Smart's role at the current company?

Julie Smart's current role is SBA Lending Professional.

What is Julie Smart's email address?

Julie Smart's email address is ju****@****ank.com

What skills is Julie Smart known for?

Julie Smart has skills like Sba, Financial Analysis, Credit, Retail Banking, Strategic Planning, Loans, Asset Based Lending, Loan Origination, Management, Commercial Mortgages, Risk Management, Credit Risk.

Who are Julie Smart's colleagues?

Julie Smart's colleagues are Arif Jawadi, Todd Etter, Diane Yakel, Brian Mcevoy, Tony Barengo, Melissa Ureta, Megan Vela.

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