Julien P. Perret Email and Phone Number

Lead the Compliance department, reporting to the General Counsel.

Third Line of Defense - Internal Audit - Professional Practices Group (PPG)Responsible for the (re)design, implementation, staffing, and execution of various programs for a department of 300 employees:➢ Strategy - plan and lead executive team's quarterly offsite meetings, monitor progress and communicate strategic initiatives status to the department and the Audit Committee of the Board➢ Regulatory Matter Remediation - oversee validation activities, ensuring audit teams' timely progress and complete delivery of artifacts to regulatory agencies➢ Change Management - design, implement, train, and lead change management program for the department➢ Departmental Communications - design, implement, and lead departmental communication framework, infrastructure, and processes to ensure timely, accurate and easy-to-consume information to the department, draft communications on behalf of the Chief Audit Executive and the executive team ➢ External Public Appearances - design, implement, and manage external speaking request process from beginning to end, reviewing all requests to verify appropriateness of content and completion of all required training by potential speakers ➢ Annual Skills Assessment - redesign and develop in-house capabilities to conduct annually required skills assessment at the auditable entity and audit methodology levels ➢ Employee Engagement Program - redesign, implement, and lead engagement program

Second Line of Defense - Compliance RiskHead of Corporate Compliance Reporting & Governance, leading a team 8-10 professionals to produce executive management reports and committee reports on compliance risk➢ Redesigned reporting processes and outputs, resulting in shortened reports focused on what matters➢ Improved processes and controls surrounding compliance reporting ➢ Supported ERM framework and initiatives implementation (risk appetite statement, metrics, risk events)

Second Line of Defense - Compliance RiskFirmwide regulatory compliance with focus on Volcker Rule Compliance; Model Risk Management; Privacy and Information Security; Credit, Liquidity, and Capital Risks.➢ Partnered with executive risk management leadership across various risk disciplines to determine regulatory compliance risks relevant to their areas of expertise and assess regulatory compliance risk➢ Leveraged advanced analytical skills to aggregate compliance risk assessment results and shared with Chief Compliance Officer and executive team

Second Line of Defense - Operational Risk Management (ORM)➢ Took ownership of the adequacy and appropriateness of the firmwide internal controls related to capital stress testing (DFAST/CCAR) resulting in best-in-class control environment➢ Inherited fragmented and incomplete firmwide fiduciary risk management program (Investment & Asset Management, Trust, ERISA), performed gap analysis, and derived strategic plan to mature program

Second Line of Defense - Operational Risk Management (ORM)Focus on Comprehensive Capital Analysis and Review (CCAR) and Capital Stress Testing (CST) control oversight programs.

Second Line of Defense - Operational Risk Management (ORM)Designed, implemented, executed and led firmwide Risk and Control Self-Assessment (RCSA) control testing programs.

First Line of Defense - Independent Process, Risk and Control Testing Program LeadDesigned, implemented and led Operational Risk and Control (RCSA) continuous testing program for the Global Wealth and Investment Services Division (Corporate and Personal Trust, Wealth and Investment Management, Family Office, Trust Operations, Asset Management).

Second Line of Defense - ERM/ORM/Regulatory ComplianceInternational Risk & Compliance Officer (Europe+Cayman) & General Auditor (Luxembourg). Expat' assignment based in London, UK and with responsibilities over all non-US subsidiaries. Reported to Chief Risk Officer (M&T) and Executive Managing Director and CEO of Wilmington Trust London.➢ Oversaw risk management and compliance initiatives for all non-US subsidiaries (Loan Agency, Corporate Trust Services, Special Purpose Vehicles, Securitizations, Captive Insurance)➢ Provided consulting and guidance to all Managing Directors and their direct reports on risk management (RCSA, vendor management, operational risk management, new business acceptance) and compliance matters (regulatory requirements, AML)➢ Implemented enhanced risk management and compliance reporting to headquarters➢ Facilitated internal audit reviews as well as regulatory examinations in various jurisdictions

Founder and Leader of a staff networking/resource group under the auspices of the Diversity Council. Identified an unfulfilled need of a segment of the workforce and pitched the concept for an additional employee networking group to the Diversity Council, including CEO and COO. After securing approval and a successful launch, increased membership base from 10 individuals to over 150 across all offices worldwide.

Second Line of Defense - Financial Reporting RiskLeading a team of professionals, directed company in successful completion of independent testing to support Management's assessment for Sarbanes Oxley Act Compliance (SOX 404 compliance).

Third Line of DefensePlanned, led and executed financial and compliance audits for corporate functions (Controller’s, Financial Regulatory Reporting, Incentive Compensation, Corporate Compliance) and business functions (Retail and Commercial Banking and Lending, Retirement Plan Administration, Corporate Trust, Personal Trust, Wealth Management, Broker Dealer). SOX 404, SAS70, SAS65, AML-BSA, FinCEN and FFIEC testing.

Long haul fights (Africa, Americas, Asia)