Julie Armstrong (Smolar) Email & Phone Number

Denver, Co, Us

Denver Metropolitan Area

Manage SAG portfolio across bank footprint.

Denver Metropolitan Area

Manage SAG portfolio across 11 banks within HTLF. - Direct management of 30+ relationships totaling $10MM+ in exposure. CRE, C&I, Ag.- Co-manage additional 10+ relationships totaling $3MM+ in exposure. CRE, C&I, Ag.- CRE, C&I, Ag, SBA.- Develop workout strategies, maintain portfolio hygiene, and complete reporting.- Attorney engagement and agreement preparation.- Collateral valuation maintenance and managing covenants/exceptions.

Denver Metropolitan Area

- Data Analysis- Portfolio Analytics- Monitoring/Tracking for Performance Metrics- Utilize Data to Assist Portfolio Hygiene and Risk Mitigation- Workflow Automation/Create Efficiencies- Assist Day-to-Day SAG Logistics and Procedures

Greater Denver Area

- Portfolio manager for special assets portfolio across Heartland footprint for 11 banks.- Prepare/underwrite renewals, extensions, modifications, etc, in conjunction with SAG officers. - Participate and document problem loan meeting discussions for all banks. - Assist in updating problem loan worksheets.- Prepare spreads, global cash flows, and other analysis as needed.- Review and make recommendations on deal structures and documentation. - Prepare portfolio analytics for organizational goal tracking.

Denver, Colorado

- Assist Three SAG Officers in Managing Portfolios- Point of Contact for Clients for All Lending and Depository Needs- Input Loans in Underwriting/Loan Documentation Platform- Request and Review Loan Documents- Coordinate Closings- Ensure Regulatory Compliance with Loan Transactions- Spread Financials, Test Covenants, and Monitor Ticklers- Research and Due Diligence

Denver, Colorado

- Credit Analyst- Spread Financials- Build Loan Models and Collateral Tables- Merger/Acquisition Projects

Denver, Co

- Credit Analyst - Spreads, Cash Flows, Review of Lender Prepared Underwriting- Portfolio Monitoring - Testing Covenants, Tracking Financials, Obtaining Waivers- Review All Incoming Underwriting Requests and Escalate Items as Needed- Track All Items Assigned and Produce Production Reports- Credit Adminstration Specialist- Coordinator, Office Manager, Admin of Credit/Underwriting Dept- Secretary & Coordinator of Bank Committees (Loan Committee, Problem Asset Committee, Credit Policy Committee), and member of Loan Compliance Committee- Manage Bank's Loan Policy, Credit Dept Forms, and Various Internal Websites- Preparation & Distribution of Credit-Related Correspondence to Bank - Project Management & Coordination of Various Bank Initiatives- Portfolio Analytics & Queries- Tech Support for Building Staff and Various Projects- Team and Cross-Departmental Relationship Building- Coordinate Various Events and Meetings - Research & Report Preparation for Senior and Executive Staff - Assist with Various Bank Examinations- Assist with Reg O and Reg W Related Loans

Aurora, Co

- Process All Types of Commercial and Consumer Loans for Bank- Prepare Loan Documents According to Credit Approvals- Review Requests for Accuracy and Compliance- Book Loans on Bank System- Perfect All Types of Collateral- Cite Exceptions and Prepare Ticklers- Audit Department Work for Completeness and Accuracy- Train Team Members and Provide Supplemental Support- Complete Various Projects as Needed

Denver, Co

- Personal Assistant to President- Provide Business/Administrative Support- Office Management- Protect Confidential Information- Process Complex Expense Reports- Manage Extremely Detailed Appointments- Coordinate Domestic and International Travel- Event Planning for Company Parties/Executive Trips- Maintain Complex Informational Databases- Many Other Project and Duties Assigned

Denver, Co

- Loan Admin for SVP Oil & Energy Syndicated Portfolio- Operate/Update Two Bank Systems Simultaneously- Verify Payment and Advance Request Calculations- Provide Supplemental Support to Commercial Lending Group- Research and Prepare Various Portfolio Reports- Facilitate Loan Closings with All Internal/External Individuals- Daily Review/Processing of All Incoming Documents (Financials, Reports, Etc.)- Daily Processing of All Monetary Items (Payments, Fees, Invoices, Taxes, Etc.)- Coordinate Deposit Account Services for Clients/Loans- Establish Policies and Procedures- Train Various Team Members and Other Assistants- Complete Various Projects as Assigned

Dallas, Tx

- Loan Admin for 3 Commercial Real Estate/Construction Lenders- Initial Review and Submission of Draw Requests- Manage Daily Payments and Disbursements- Manage Client Reporting Requirements and Exceptions- Monitor and Prepare Reports as Requested- Daily Review/Processing of All Incoming/Outgoing Documents

Richardson, Tx

- Texans Credit Union CUSO – Texans Commercial Capital- Loan Admin/Processor/Auditor for Billion Dollar Portfolio and Participations- Assist Project Management Team to Facilitate Bank Core System Conversion - Create Custom Queries and Prepare Various Reports- Document and Prepare Policies and Procedures- Audit All Work Related to Database (Bookings, Payments, Advances, Etc.)- Manually Maintain Shadow Files for Tracking/Reconciliation/Litigation Purposes- Assist Controller in Daily Review of Company’s Cash Accounts- Assist Accounting in Daily Reconciliations of General Ledgers/Accounts Payable (AP)- Process Daily Remittance of Participation Payments and Funding Requests- Provide Manual Calculation Verifications to All Participants- Train and Assist Individuals on Loan Admin Duties and Bank Systems

Garland, Tx

- Member Service Representative for All Customers- Assist in All Branch Operational Responsibilities- Maintain Accurate and Quality Service- Cross-sell and Advise Customers on Products and Services- Maintain and Reconcile All Cash Inventory and Negotiable Instruments- Maintain Cash and Operational Functionalities of Five ATM Machines- Notary Public