Conduct comprehensive risk assessment of SME clients. Evaluate risk and recommend credit proposals within designated TAT, ensuring adherence to bank policies, procedures, and regulatory requirements. Proactively identify early warning signs of financial distress and recommend appropriate mitigation strategies. Evaluate micro and macroeconomic risks affecting the SME sector. Provide support to business units in the timely disposal of credit portfolios while maintaining stringent quality standards

This is regional based assignment which includes responsibilities like Reviewing Credit Proposals related to SME and Commercial based customers while keeping adherence to SBP Prudential Regulations and bank’s internal Credit Policy & Procedures Manual (CPPM) is focused upon. Providing support to regional level branches in initiating/ preparation of credit proposals till approval from competent authorities. Fresh booking of credit and trade based customers along with selling bank's auxiliary products is also focused upon]

Responsibilities include activities like effective maintenance of existing credit portfolio, enhancing credit portfolio in terms of advances and trade business, assessing credit requirements of borrowers, preparation of credit proposals, compliance of all regulatory requirements from proposal preparation till disbursement of credit facilities.

Management of credit portfolio, assessing clients business/ credit based requirements, preparation of credit proposals and seeking approvals from relevant approving authorities.Preparation of business reports, increasing customer base in terms of advances, trade business,etc.

Managing Credit Portfolio, assessing clients business requirements, preparation of credit proposals and seeking approvals from approving authorities. Increasing customer base in terms of advances, trade business,etc.