-Evaluate and analyze Commercial Bureau data across markets for risk discrimination and cross sell opportunities -Work with Market Risk teams to identify and evaluate alternate data sources-Rationalization of external data vendors with updated return on investment-Identity and remediate credit blind spots across Consumer and Commercial Bureaus

- Lead team of analysts for managing third party data acquisition, impact analysis and integration - Design & simulate Credit Bureau Monitoring process for Consumers and Commercials entities on Big Data platforms.- Partner with Decision science and COE teams to develop variables and integrated solutions to enable incremental collection for delinquent portfolio.- Supported strategy development for cross sell products while leveraging in house Credit Bureau data- Utilized Sandbox based on AWS for variable development and subsequent data integration- Manage matching and linking a Company with Credit Bureau’s for monthly Credit reports

- Oversaw analysis and functional specifications of “as-is” and “to-be” business models, executing complex operational, financial, and statistical analyses in context of credit risk.- Performed analytics on relational dataset to identify root causes, patterns, trends and recommend priorities- Conducted GAP analyses to identify variance between system capabilities and business requirements.

- Enhance Matching and linking Capabilities globally with identification of new matching elements.- Manage and analyse inbound bureau data for commercial modelling.- Generate Monthly reports around inbound and outbound Commercial data.- Create QC tool to identify anomalies in inbound bureau data.

- Developed optimized data collection and qualifying procedures.- Segmentation and identification of customers for marketing new products.- Supported customer segmentation predictive analytics lead management for performance and impact on profitability.

- Maintaining and installing Microsoft Server Technologies based computer networks - Administering & designing LANs, WANs internet/intranet, and voice networks.